Planning Parameters
Capital & Deployment
Illustrative Returns
Withdrawal & Adjustments
◆
Visual Analysis
Corpus growth over time
Scenario A
Scenario B
Scenario C
Combined
Fund allocation at SIP end
Scenario A
Scenario B
Scenario C
Withdrawal sustainability — corpus vs SWP drain
With SWP
No withdrawal
1
SIP Phase — Year-by-Year Projection
Monthly SIP split equally across Scenarios A, B and C. Geometrically correct monthly rates applied. Remaining balance invested in the final partial month.
2
Post-SIP Corpus Growth
Combined corpus compounded after SIP ends — nominal value and inflation-adjusted real value shown.
3
Systematic Withdrawal Plan — ₹10,000/month
SWP begins at years 10, 15 and 20 after SIP ends. Withdrawals drawn proportionally from each fund; remainder continues compounding separately.
4
Target Corpus — How Many Years?
Combined corpus vs your target of ₹—. Gold highlight = target reached.
