/* =========================================================
   SA HEDGE FUND — FIXED INCOME
   Complete Page Stylesheet
   ========================================================= */


/* =========================================================
   SHARED TOKENS
   ========================================================= */

.service-detail-root {

    --navy: #0B1F33;
    --navy-deep: #071523;
    --navy-raise: #112A44;

    --gold: #C9A24D;
    --gold-dim: rgba(201, 162, 77, 0.28);
    --gold-dark: #9A7A34;

    --silver: #8D97A3;
    --silver-dim: rgba(141, 151, 163, 0.28);

    --cream: #F3EFE7;
    --neutral: #F3F1ED;

    --on-navy: #F3EFE7;
    --on-navy-mute: #9FAFC2;

    --on-cream: #0B1F33;
    --on-cream-mute: #5A6579;

    --good: #5B8A6B;
    --warn: #B5502E;

    --max: 1220px;
    --gutter: clamp(20px, 4vw, 48px);
    --read: 720px;
}


/* =========================================================
   GLOBAL RESET / BASE
   ========================================================= */

.service-detail-root,
.service-detail-root * {
    box-sizing: border-box;
}

.service-detail-root {
    background: var(--cream);
    color: var(--on-cream);
    font-family: 'Inter', sans-serif;
    -webkit-font-smoothing: antialiased;
}

.service-detail-root h1,
.service-detail-root h2,
.service-detail-root h3,
.service-detail-root h4,
.service-detail-root .serif {
    font-family: 'Playfair Display', serif;
    font-weight: 600;
    margin: 0;
}

.service-detail-root p {
    margin: 0;
}

.service-detail-root a {
    color: inherit;
    text-decoration: none;
}

.service-detail-root img,
.service-detail-root svg {
    max-width: 100%;
}

.service-detail-root ::selection {
    background: var(--gold);
    color: var(--navy-deep);
}

.fixed-wrap {
    max-width: var(--max);
    margin: 0 auto;
    padding: 0 var(--gutter);
}


/* =========================================================
   ACCESSIBILITY
   ========================================================= */

.skip-link {
    position: absolute;
    left: -9999px;
    top: 0;
    z-index: 200;

    background: var(--gold);
    color: var(--navy-deep);

    padding: 12px 20px;

    font-size: 0.85rem;
    font-weight: 600;
}

.skip-link:focus {
    left: 16px;
    top: 16px;
}

.service-detail-root a:focus-visible,
.service-detail-root button:focus-visible,
.service-detail-root summary:focus-visible {
    outline: 2px solid var(--gold);
    outline-offset: 3px;
}


/* =========================================================
   EYEBROWS
   ========================================================= */

.service-detail-eyebrow {
    display: inline-flex;
    align-items: center;
    gap: 10px;

    font-size: 0.74rem;
    letter-spacing: 0.16em;
    text-transform: uppercase;

    color: var(--gold-dark);

    margin-bottom: 20px;

    position: relative;
    z-index: 1;
}

.service-detail-eyebrow::before {
    content: '';

    width: 24px;
    height: 1px;

    background: var(--gold-dark);
}

.service-detail-eyebrow-light {
    color: var(--gold);
}

.service-detail-eyebrow-light::before {
    background: var(--gold);
}


/* =========================================================
   HEADINGS
   ========================================================= */

.fixed-head {
    max-width: 700px;

    position: relative;
    z-index: 1;
}

.fixed-head h2 {
    font-size: clamp(1.5rem, 2.8vw, 2.05rem);
    line-height: 1.3;
}

.fixed-head.center {
    margin: 0 auto;
    text-align: center;
}

.fixed-head.center .service-detail-eyebrow {
    justify-content: center;
}


/* =========================================================
   BUTTONS
   ========================================================= */

.service-detail-btn {
    display: inline-flex;
    align-items: center;
    gap: 10px;

    min-height: 48px;

    padding: 0 26px;

    font-size: 0.86rem;
    letter-spacing: 0.02em;

    transition:
        background-color 0.25s ease,
        color 0.25s ease,
        border-color 0.25s ease,
        transform 0.25s ease;

    border: 1px solid transparent;

    cursor: pointer;

    font-family: 'Inter', sans-serif;

    background: none;
}

.service-detail-btn-primary {
    background: var(--gold);
    color: var(--navy-deep);
    font-weight: 500;
}

.service-detail-btn-primary:hover {
    background: #dcb769;
}

.service-detail-btn-line {
    border-bottom: 1px solid rgba(11, 31, 51, 0.25);

    padding: 0 0 4px;

    color: var(--on-cream);
}

.service-detail-btn-line:hover {
    border-color: var(--gold-dark);
    color: var(--gold-dark);
}

.service-detail-btn-line-light {
    border-color: rgba(243, 239, 231, 0.35);
    color: var(--on-navy);
}

.service-detail-btn-line-light:hover {
    color: var(--gold);
    border-color: var(--gold);
}

.service-detail-btn:hover .service-detail-arrow {
    transform: translateX(3px);
}

.service-detail-arrow {
    transition: transform 0.25s ease;
    display: inline-block;
}


/* =========================================================
   ICONS
   ========================================================= */

.service-detail-icon {
    width: 16px;
    height: 16px;
    min-width: 16px;
    display: block;
}

.service-detail-chevron {
    width: 16px;
    height: 16px;
    min-width: 16px;
    flex: 0 0 16px;

    display: block;

    transition: transform 0.25s ease;

    color: var(--gold-dark);
}

.service-detail-faq-item[open]
.service-detail-chevron {
    transform: rotate(180deg);
}

.service-detail-wa-icon {
    width: 16px;
    height: 16px;
    min-width: 16px;
    display: block;
}

.fixed-icon-sm {
    width: 18px;
    height: 18px;
    min-width: 18px;
    display: block;
}


/* =========================================================
   BREADCRUMBS
   ========================================================= */

.service-detail-crumbs {
    background: var(--navy-deep);

    border-bottom:
        1px solid rgba(201, 162, 77, 0.14);
}

.service-detail-crumbs ol {
    list-style: none;

    display: flex;
    flex-wrap: wrap;
    align-items: center;

    gap: 8px;

    margin: 0 auto;
    padding: 12px var(--gutter);

    max-width: var(--max);

    font-size: 0.76rem;

    color: var(--on-navy-mute);
}

.service-detail-crumbs a {
    color: var(--on-navy-mute);
}

.service-detail-crumbs a:hover {
    color: var(--gold);
}

.service-detail-crumbs li[aria-current] {
    color: var(--gold);
}

.service-detail-crumbs li:not(:last-child)::after {
    content: '/';

    margin-left: 8px;

    color: rgba(159, 175, 194, 0.4);
}


/* =========================================================
   BACKGROUND ILLUSTRATION SYSTEM
   ========================================================= */

.fixed-section {
    position: relative;
    overflow: hidden;
}

.fixed-bg {
    position: absolute;

    inset: 0;

    pointer-events: none;

    z-index: 0;
}

.fixed-bg svg {
    width: 100%;
    height: 100%;

    display: block;
}


/* =========================================================
   01 — HERO
   ========================================================= */

.fixed-hero {
    background: var(--navy);
    color: var(--on-navy);

    padding:
        clamp(64px, 9.5vw, 108px)
        0
        clamp(56px, 7.5vw, 88px);
}

.fixed-hero-grid {
    display: grid;

    grid-template-columns:
        1.05fr
        0.95fr;

    gap: clamp(40px, 5vw, 64px);

    align-items: center;

    position: relative;
    z-index: 1;
}

.fixed-hero h1 {
    font-size: clamp(2.2rem, 4.6vw, 3.3rem);

    line-height: 1.15;

    letter-spacing: -0.01em;

    margin-bottom: 20px;
}

.fixed-hero-statement {
    font-size: 1.14rem;

    line-height: 1.65;

    color: var(--on-navy);

    max-width: 52ch;

    margin-bottom: 16px;

    font-style: italic;

    font-family: 'Playfair Display', serif;

    font-weight: 500;
}

.fixed-hero-sub {
    font-size: 0.98rem;

    line-height: 1.8;

    color: var(--on-navy-mute);

    max-width: 56ch;

    margin-bottom: 36px;
}

.fixed-hero-actions {
    display: flex;

    gap: 20px;

    flex-wrap: wrap;
}

.fixed-hero-diagram svg {
    width: 100%;
    height: auto;

    display: block;
}


/* =========================================================
   DISCLAIMER
   ========================================================= */

.fixed-disclaimer {
    background: var(--navy-deep);

    border-top:
        1px solid rgba(201, 162, 77, 0.16);

    border-bottom:
        1px solid rgba(201, 162, 77, 0.16);

    padding:
        clamp(18px, 2.4vw, 24px)
        0;
}

.fixed-disclaimer p {
    font-size: 0.82rem;

    line-height: 1.65;

    color: var(--on-navy-mute);

    max-width: 900px;

    margin: 0 auto;

    text-align: center;
}


/* =========================================================
   05 — CENTRAL QUESTION
   ========================================================= */

.fixed-central {
    padding:
        clamp(64px, 9vw, 104px)
        0;
}

.fixed-central-copy {
    max-width: 820px;

    margin: 0 auto;

    text-align: center;

    position: relative;
    z-index: 1;
}

.fixed-central-copy p {
    font-size: 1rem;

    line-height: 1.85;

    color: var(--on-cream-mute);

    margin-top: 16px;
}

.fixed-q-list {
    max-width: 760px;

    margin:
        clamp(36px, 4.5vw, 44px)
        auto
        0;

    border-top:
        1px solid rgba(11, 31, 51, 0.14);

    position: relative;
    z-index: 1;
}

.fixed-q {
    display: flex;

    align-items: baseline;

    gap: 14px;

    padding: 14px 2px;

    border-bottom:
        1px solid rgba(11, 31, 51, 0.14);

    font-size: 0.94rem;

    color: var(--on-cream);
}

.fixed-q span {
    color: var(--gold-dark);

    font-family: 'Playfair Display', serif;
}

.fixed-central-close {
    max-width: 660px;

    margin:
        clamp(28px, 3.5vw, 36px)
        auto
        0;

    text-align: center;

    font-family: 'Playfair Display', serif;

    font-style: italic;

    font-size: 1.02rem;

    line-height: 1.6;

    color: var(--on-cream);

    position: relative;
    z-index: 1;
}


/* =========================================================
   06 — WHAT IS FIXED INCOME
   ========================================================= */

.fixed-concepts {
    background: var(--neutral);

    padding:
        clamp(64px, 9vw, 104px)
        0;
}

.fixed-concepts-lede {
    max-width: 760px;

    margin:
        0 auto
        clamp(36px, 4.5vw, 44px);

    text-align: center;

    font-size: 0.98rem;

    line-height: 1.8;

    color: var(--on-cream-mute);

    position: relative;
    z-index: 1;
}

.fixed-concepts-grid {
    display: grid;

    grid-template-columns:
        repeat(3, 1fr);

    gap: 1px;

    background:
        rgba(11, 31, 51, 0.1);

    border:
        1px solid rgba(11, 31, 51, 0.1);

    max-width: 1080px;

    margin: 0 auto;

    position: relative;
    z-index: 1;
}

.fixed-concept-card {
    background: #fff;

    padding:
        clamp(20px, 2.2vw, 24px);
}

.fixed-concept-card h3 {
    font-size: 0.92rem;

    margin-bottom: 8px;

    color: var(--gold-dark);
}

.fixed-concept-card p {
    font-size: 0.82rem;

    line-height: 1.58;

    color: var(--on-cream-mute);
}


/* =========================================================
   07 — ARCHITECTURE
   ========================================================= */

.fixed-architecture {
    padding:
        clamp(64px, 9vw, 104px)
        0;
}

.fixed-arch-list {
    max-width: 820px;

    margin:
        clamp(36px, 4.5vw, 44px)
        auto
        0;

    display: flex;

    flex-direction: column;

    gap: 2px;

    border-top:
        1px solid rgba(11, 31, 51, 0.12);

    position: relative;
    z-index: 1;
}

.fixed-arch-item {
    padding: 13px 2px;

    border-bottom:
        1px solid rgba(11, 31, 51, 0.12);

    font-size: 0.9rem;

    color: var(--on-cream);
}

.fixed-arch-note {
    max-width: 700px;

    margin:
        clamp(24px, 3vw, 32px)
        auto
        0;

    text-align: center;

    font-size: 0.86rem;

    line-height: 1.65;

    color: var(--on-cream-mute);

    position: relative;
    z-index: 1;
}


/* =========================================================
   COMPARISON TABLES
   ========================================================= */

.fixed-compare {
    background: var(--neutral);

    padding:
        clamp(64px, 9vw, 104px)
        0;
}

.fixed-compare-table {
    max-width: 1000px;

    margin:
        clamp(36px, 4.5vw, 44px)
        auto
        0;

    border:
        1px solid rgba(11, 31, 51, 0.12);

    background: #fff;

    position: relative;
    z-index: 1;

    overflow-x: auto;
}

.fixed-compare-table table {
    width: 100%;

    border-collapse: collapse;

    min-width: 640px;
}

.fixed-compare-table th {
    text-align: left;

    font-size: 0.7rem;

    letter-spacing: 0.08em;

    text-transform: uppercase;

    color: var(--gold-dark);

    padding: 14px 18px;

    border-bottom:
        2px solid var(--gold-dim);
}

.fixed-compare-table td {
    font-size: 0.86rem;

    line-height: 1.55;

    color: var(--on-cream);

    padding: 14px 18px;

    border-bottom:
        1px solid rgba(11, 31, 51, 0.1);

    vertical-align: top;
}

.fixed-compare-table tr:last-child td {
    border-bottom: none;
}

.fixed-compare-close {
    max-width: 700px;

    margin:
        clamp(24px, 3vw, 32px)
        auto
        0;

    text-align: center;

    font-family: 'Playfair Display', serif;

    font-style: italic;

    font-size: 1.02rem;

    line-height: 1.6;

    color: var(--on-cream);

    position: relative;
    z-index: 1;
}


/* =========================================================
   09 — CREDIT RISK
   ========================================================= */

.fixed-credit {
    padding:
        clamp(64px, 9vw, 104px)
        0;
}

.fixed-credit-copy {
    max-width: 780px;

    margin: 0 auto;

    text-align: center;

    position: relative;
    z-index: 1;
}

.fixed-credit-copy p {
    font-size: 1rem;

    line-height: 1.85;

    color: var(--on-cream-mute);

    margin-top: 16px;
}

.fixed-credit-chain {
    max-width: 520px;

    margin:
        clamp(36px, 4.5vw, 44px)
        auto
        0;

    position: relative;
    z-index: 1;
}

.fixed-credit-chain svg {
    width: 100%;
    height: auto;
    display: block;
}

.fixed-credit-close {
    max-width: 660px;

    margin:
        clamp(28px, 3.5vw, 36px)
        auto
        0;

    text-align: center;

    font-family: 'Playfair Display', serif;

    font-style: italic;

    font-size: 1.05rem;

    line-height: 1.6;

    color: var(--gold-dark);

    position: relative;
    z-index: 1;
}


/* =========================================================
   10 — CREDIT QUALITY
   ========================================================= */

.fixed-quality {
    background: var(--neutral);

    padding:
        clamp(64px, 9vw, 104px)
        0;
}

.fixed-quality-list {
    max-width: 880px;

    margin:
        clamp(36px, 4.5vw, 44px)
        auto
        0;

    border-top:
        1px solid rgba(11, 31, 51, 0.14);

    position: relative;
    z-index: 1;
}

.fixed-quality-row {
    display: grid;

    grid-template-columns: 180px 1fr;

    gap:
        clamp(16px, 2.4vw, 28px);

    padding:
        clamp(16px, 2vw, 20px)
        2px;

    border-bottom:
        1px solid rgba(11, 31, 51, 0.14);
}

.fixed-quality-row h3 {
    font-size: 0.92rem;

    color: var(--gold-dark);
}

.fixed-quality-row p {
    font-size: 0.88rem;

    line-height: 1.6;

    color: var(--on-cream-mute);
}

.fixed-quality-close {
    max-width: 660px;

    margin:
        clamp(24px, 3vw, 32px)
        auto
        0;

    text-align: center;

    font-size: 0.9rem;

    line-height: 1.7;

    color: var(--on-cream-mute);

    position: relative;
    z-index: 1;
}


/* =========================================================
   11 — INTEREST RATE RISK
   ========================================================= */

.fixed-rate-risk {
    padding:
        clamp(64px, 9vw, 104px)
        0;
}

.fixed-rate-diagram {
    max-width: 560px;

    margin:
        clamp(36px, 4.5vw, 44px)
        auto
        0;

    position: relative;
    z-index: 1;
}

.fixed-rate-diagram svg {
    width: 100%;
    height: auto;
    display: block;
}

.fixed-rate-note {
    max-width: 700px;

    margin:
        clamp(24px, 3vw, 32px)
        auto
        0;

    text-align: center;

    font-size: 0.9rem;

    line-height: 1.7;

    color: var(--on-cream-mute);

    position: relative;
    z-index: 1;
}


/* =========================================================
   12 — DURATION
   ========================================================= */

.fixed-duration {
    background: var(--neutral);

    padding:
        clamp(64px, 9vw, 104px)
        0;
}

.fixed-duration-copy {
    max-width: 760px;

    margin: 0 auto;

    text-align: center;

    position: relative;
    z-index: 1;
}

.fixed-duration-copy p {
    font-size: 1rem;

    line-height: 1.85;

    color: var(--on-cream-mute);

    margin-top: 16px;
}

.fixed-duration-curve {
    max-width: 680px;

    margin:
        clamp(36px, 4.5vw, 44px)
        auto
        0;

    position: relative;
    z-index: 1;
}

.fixed-duration-curve svg {
    width: 100%;
    height: auto;
    display: block;
}


/* =========================================================
   13 — MATURITY
   ========================================================= */

.fixed-maturity {
    padding:
        clamp(64px, 9vw, 104px)
        0;
}

.fixed-maturity-grid {
    display: grid;

    grid-template-columns: 1fr 1fr;

    gap:
        clamp(32px, 4vw, 48px);

    max-width: 1000px;

    margin:
        clamp(36px, 4.5vw, 44px)
        auto
        0;

    position: relative;
    z-index: 1;
}

.fixed-maturity-col {
    background: #fff;

    border:
        1px solid rgba(11, 31, 51, 0.12);

    padding:
        clamp(22px, 2.6vw, 28px);
}

.fixed-maturity-col-label {
    font-size: 0.72rem;

    letter-spacing: 0.1em;

    text-transform: uppercase;

    color: var(--gold-dark);

    margin-bottom: 18px;

    display: block;
}

.fixed-maturity-step {
    display: flex;

    align-items: center;

    gap: 12px;

    padding: 11px 0;

    font-size: 0.9rem;

    color: var(--on-cream);

    border-bottom:
        1px dashed rgba(11, 31, 51, 0.15);
}

.fixed-maturity-step:last-child {
    border-bottom: none;

    color: var(--gold-dark);

    font-weight: 600;
}

.fixed-maturity-close {
    max-width: 660px;

    margin:
        clamp(28px, 3.5vw, 36px)
        auto
        0;

    text-align: center;

    font-family: 'Playfair Display', serif;

    font-style: italic;

    font-size: 1.05rem;

    line-height: 1.6;

    color: var(--on-cream);

    position: relative;
    z-index: 1;
}


/* =========================================================
   14 — LIQUIDITY
   ========================================================= */

.fixed-liquidity {
    background: var(--neutral);

    padding:
        clamp(64px, 9vw, 104px)
        0;
}

.fixed-liquidity-list {
    max-width: 760px;

    margin:
        clamp(36px, 4.5vw, 44px)
        auto
        0;

    position: relative;
    z-index: 1;
}

.fixed-liquidity-list li {
    font-size: 0.92rem;

    line-height: 1.7;

    color: var(--on-cream);

    padding:
        9px 0
        9px 22px;

    position: relative;
}

.fixed-liquidity-list li::before {
    content: '';

    position: absolute;

    left: 0;
    top: 18px;

    width: 6px;
    height: 6px;

    border-radius: 50%;

    background: var(--gold);
}

.fixed-liquidity-close {
    max-width: 660px;

    margin:
        clamp(28px, 3.5vw, 36px)
        auto
        0;

    text-align: center;

    font-family: 'Playfair Display', serif;

    font-style: italic;

    font-size: 1.02rem;

    line-height: 1.6;

    color: var(--on-cream);

    position: relative;
    z-index: 1;
}


/* =========================================================
   15 — YIELD VS QUALITY
   ========================================================= */

.fixed-yq {
    padding:
        clamp(64px, 9vw, 104px)
        0;
}

.fixed-yq-diagram {
    max-width: 480px;

    margin:
        clamp(36px, 4.5vw, 44px)
        auto
        0;

    position: relative;
    z-index: 1;
}

.fixed-yq-diagram svg {
    width: 100%;
    height: auto;
    display: block;
}

.fixed-yq-close {
    max-width: 600px;

    margin:
        clamp(28px, 3.5vw, 36px)
        auto
        0;

    text-align: center;

    font-family: 'Playfair Display', serif;

    font-style: italic;

    font-size: 1.06rem;

    line-height: 1.6;

    color: var(--gold-dark);

    position: relative;
    z-index: 1;
}


/* =========================================================
   18 — TAXATION
   ========================================================= */

.fixed-tax {
    background: var(--neutral);

    padding:
        clamp(64px, 9vw, 104px)
        0;
}

.fixed-tax-list {
    max-width: 700px;

    margin:
        clamp(32px, 4vw, 40px)
        auto
        0;

    display: flex;

    flex-wrap: wrap;

    gap: 10px;

    justify-content: center;

    position: relative;
    z-index: 1;
}

.fixed-tax-chip {
    font-size: 0.82rem;

    color: var(--on-cream);

    border:
        1px solid rgba(11, 31, 51, 0.14);

    padding: 8px 14px;

    background: #fff;
}

.fixed-tax-note {
    max-width: 760px;

    margin:
        clamp(28px, 3.5vw, 36px)
        auto
        0;

    text-align: center;

    font-size: 0.88rem;

    line-height: 1.7;

    color: var(--on-cream-mute);

    border-left:
        2px solid var(--gold-dim);

    padding-left: 16px;

    position: relative;
    z-index: 1;
}


/* =========================================================
   19 — REINVESTMENT
   ========================================================= */

.fixed-reinvest {
    padding:
        clamp(64px, 9vw, 104px)
        0;
}

.fixed-reinvest-copy {
    max-width: 760px;

    margin: 0 auto;

    text-align: center;

    position: relative;
    z-index: 1;
}

.fixed-reinvest-copy p {
    font-size: 1rem;

    line-height: 1.85;

    color: var(--on-cream-mute);

    margin-top: 16px;
}

.fixed-reinvest-flow {
    max-width: 640px;

    margin:
        clamp(32px, 4vw, 40px)
        auto
        0;

    text-align: center;

    font-size: 0.94rem;

    letter-spacing: 0.02em;

    color: var(--gold-dark);

    font-family: 'Playfair Display', serif;

    font-style: italic;

    position: relative;
    z-index: 1;
}


/* =========================================================
   20 — INFLATION
   ========================================================= */

.fixed-inflation {
    background: var(--neutral);

    padding:
        clamp(64px, 9vw, 104px)
        0;
}

.fixed-inflation-diagram {
    max-width: 480px;

    margin:
        clamp(32px, 4vw, 40px)
        auto
        0;

    position: relative;
    z-index: 1;
}

.fixed-inflation-diagram svg {
    width: 100%;
    height: auto;
    display: block;
}

.fixed-inflation-close {
    max-width: 660px;

    margin:
        clamp(28px, 3.5vw, 36px)
        auto
        0;

    text-align: center;

    font-family: 'Playfair Display', serif;

    font-style: italic;

    font-size: 1.02rem;

    line-height: 1.6;

    color: var(--on-cream);

    position: relative;
    z-index: 1;
}


/* =========================================================
   21 — RISKS
   ========================================================= */

.fixed-risks {
    background: var(--navy);

    color: var(--on-navy);

    padding:
        clamp(64px, 9vw, 104px)
        0;
}

.fixed-risks h2 {
    color: var(--on-navy);
}

.fixed-risks-grid {
    display: grid;

    grid-template-columns:
        repeat(2, 1fr);

    gap: 1px;

    background:
        rgba(201, 162, 77, 0.14);

    border:
        1px solid rgba(201, 162, 77, 0.14);

    max-width: 1000px;

    margin:
        clamp(40px, 5vw, 48px)
        auto
        0;

    position: relative;
    z-index: 1;
}

.fixed-risk {
    background:
        rgba(255, 255, 255, 0.02);

    padding:
        clamp(20px, 2.4vw, 24px);

    display: flex;

    gap: 14px;
}

.fixed-risk svg {
    flex: none;

    color: var(--gold);

    margin-top: 2px;
}

.fixed-risk h3 {
    font-size: 0.92rem;

    margin-bottom: 6px;

    color: var(--on-navy);
}

.fixed-risk p {
    font-size: 0.82rem;

    line-height: 1.58;

    color: var(--on-navy-mute);
}

.fixed-risks-close {
    max-width: 640px;

    margin:
        clamp(28px, 3.5vw, 36px)
        auto
        0;

    text-align: center;

    font-family: 'Playfair Display', serif;

    font-style: italic;

    font-size: 1.02rem;

    line-height: 1.6;

    color: var(--gold);

    position: relative;
    z-index: 1;
}


/* =========================================================
   22 — PORTFOLIO CONSTRUCTION
   ========================================================= */

.fixed-construction {
    padding:
        clamp(64px, 9vw, 104px)
        0;
}

.fixed-construction-grid {
    display: grid;

    grid-template-columns:
        1.1fr
        0.9fr;

    gap:
        clamp(40px, 5vw, 56px);

    max-width: 1080px;

    margin:
        clamp(36px, 4.5vw, 44px)
        auto
        0;

    align-items: center;

    position: relative;
    z-index: 1;
}

.fixed-construction-list {
    display: flex;

    flex-direction: column;

    gap: 2px;

    border-top:
        1px solid rgba(11, 31, 51, 0.12);
}

.fixed-construction-item {
    padding: 11px 2px;

    border-bottom:
        1px solid rgba(11, 31, 51, 0.12);

    font-size: 0.86rem;

    color: var(--on-cream);
}

.fixed-construction-diagram svg {
    width: 100%;
    height: auto;

    display: block;
}


/* =========================================================
   23 — LADDERING
   ========================================================= */

.fixed-ladder {
    background: var(--neutral);

    padding:
        clamp(64px, 9vw, 104px)
        0;
}

.fixed-ladder-diagram {
    max-width: 640px;

    margin:
        clamp(36px, 4.5vw, 44px)
        auto
        0;

    position: relative;
    z-index: 1;
}

.fixed-ladder-diagram svg {
    width: 100%;
    height: auto;

    display: block;
}

.fixed-ladder-list {
    max-width: 640px;

    margin:
        clamp(28px, 3.5vw, 36px)
        auto
        0;

    position: relative;
    z-index: 1;
}

.fixed-ladder-list li {
    font-size: 0.9rem;

    line-height: 1.65;

    color: var(--on-cream);

    padding:
        8px 0
        8px 22px;

    position: relative;
}

.fixed-ladder-list li::before {
    content: '';

    position: absolute;

    left: 0;
    top: 17px;

    width: 6px;
    height: 6px;

    border-radius: 50%;

    background: var(--gold);
}


/* =========================================================
   24 — INCOME PLANNING
   ========================================================= */

.fixed-income-plan {
    padding:
        clamp(64px, 9vw, 104px)
        0;

    text-align: center;
}

.fixed-income-plan .fixed-wrap {
    max-width: 760px;

    position: relative;
    z-index: 1;
}

.fixed-income-plan-tags {
    display: flex;

    flex-wrap: wrap;

    gap: 10px;

    justify-content: center;

    margin:
        clamp(28px, 3.5vw, 36px)
        0;
}

.fixed-income-plan-tags span {
    font-size: 0.82rem;

    color: var(--on-cream);

    border:
        1px solid rgba(11, 31, 51, 0.14);

    padding: 8px 14px;
}

.fixed-income-plan-close {
    font-family: 'Playfair Display', serif;

    font-style: italic;

    font-size: 1.04rem;

    color: var(--gold-dark);
}


/* =========================================================
   25 — EVALUATION FRAMEWORK
   ========================================================= */

.fixed-framework {
    background: var(--navy);

    color: var(--on-navy);

    padding:
        clamp(72px, 10vw, 116px)
        0;
}

.fixed-framework h2 {
    color: var(--on-navy);
}

.fixed-framework-grid {
    display: grid;

    grid-template-columns:
        repeat(3, 1fr);

    gap: 1px;

    background:
        rgba(201, 162, 77, 0.14);

    border:
        1px solid rgba(201, 162, 77, 0.14);

    max-width: 1080px;

    margin: 0 auto;

    position: relative;
    z-index: 1;
}

.fixed-framework-card {
    background:
        rgba(255, 255, 255, 0.02);

    padding:
        clamp(18px, 2vw, 22px);
}

.fixed-framework-card h3 {
    font-size: 0.9rem;

    margin-bottom: 6px;

    color: var(--gold);
}

.fixed-framework-card p {
    font-size: 0.8rem;

    line-height: 1.55;

    color: var(--on-navy-mute);
}


/* =========================================================
   26 — INVESTMENT THESIS
   ========================================================= */

.fixed-thesis {
    padding:
        clamp(64px, 9vw, 104px)
        0;
}

.fixed-thesis-list {
    max-width: 760px;

    margin:
        clamp(36px, 4.5vw, 44px)
        auto
        0;

    border-top:
        1px solid rgba(11, 31, 51, 0.14);

    position: relative;
    z-index: 1;
}

.fixed-thesis-q {
    padding: 12px 2px;

    border-bottom:
        1px solid rgba(11, 31, 51, 0.14);

    font-size: 0.92rem;

    color: var(--on-cream);
}

.fixed-thesis-close {
    max-width: 600px;

    margin:
        clamp(28px, 3.5vw, 36px)
        auto
        0;

    text-align: center;

    font-family: 'Playfair Display', serif;

    font-style: italic;

    font-size: 1.06rem;

    line-height: 1.6;

    color: var(--gold-dark);

    position: relative;
    z-index: 1;
}


/* =========================================================
   27 — BEHAVIOURAL FINANCE
   ========================================================= */

.fixed-behaviour {
    background: var(--neutral);

    padding:
        clamp(64px, 9vw, 104px)
        0;
}

.fixed-behaviour-grid {
    display: grid;

    grid-template-columns:
        repeat(4, 1fr);

    gap: 1px;

    background:
        rgba(11, 31, 51, 0.1);

    border:
        1px solid rgba(11, 31, 51, 0.1);

    max-width: 1080px;

    margin:
        clamp(40px, 5vw, 48px)
        auto
        0;

    position: relative;
    z-index: 1;
}

.fixed-bias-card {
    background: #fff;

    padding:
        clamp(16px, 1.8vw, 20px);
}

.fixed-bias-card h3 {
    font-size: 0.86rem;

    margin-bottom: 6px;

    color: var(--gold-dark);
}

.fixed-bias-card p {
    font-size: 0.78rem;

    line-height: 1.5;

    color: var(--on-cream-mute);
}

.fixed-behaviour-close {
    max-width: 660px;

    margin:
        clamp(28px, 3.5vw, 36px)
        auto
        0;

    text-align: center;

    font-family: 'Playfair Display', serif;

    font-style: italic;

    font-size: 1.02rem;

    line-height: 1.6;

    color: var(--on-cream);

    position: relative;
    z-index: 1;
}


/* =========================================================
   28 — COMMON MISTAKES
   ========================================================= */

.fixed-mistakes {
    padding:
        clamp(64px, 9vw, 104px)
        0;
}

.fixed-mistakes-grid {
    display: grid;

    grid-template-columns: 1fr 1fr;

    gap:
        clamp(10px, 1.4vw, 14px)
        clamp(32px, 4vw, 48px);

    max-width: 900px;

    margin:
        clamp(36px, 4.5vw, 44px)
        auto
        0;

    position: relative;
    z-index: 1;
}

.fixed-mistake {
    font-size: 0.9rem;

    line-height: 1.6;

    color: var(--on-cream);

    padding:
        9px 0
        9px 22px;

    border-bottom:
        1px solid rgba(11, 31, 51, 0.1);

    position: relative;
}

.fixed-mistake::before {
    content: '—';

    position: absolute;

    left: 0;

    color: var(--warn);
}


/* =========================================================
   29 — LONG-TERM DISCIPLINE
   ========================================================= */

.fixed-discipline {
    background: var(--neutral);

    padding:
        clamp(64px, 9vw, 104px)
        0;

    text-align: center;
}

.fixed-discipline .fixed-wrap {
    max-width: 760px;

    position: relative;
    z-index: 1;
}

.fixed-discipline p {
    font-size: 1rem;

    line-height: 1.85;

    color: var(--on-cream-mute);

    margin-top: 16px;
}

.fixed-discipline-tags {
    display: flex;

    flex-wrap: wrap;

    gap: 10px;

    justify-content: center;

    margin:
        clamp(24px, 3vw, 32px)
        0;
}

.fixed-discipline-tags span {
    font-size: 0.8rem;

    color: var(--on-cream);

    border:
        1px solid rgba(11, 31, 51, 0.14);

    padding: 7px 13px;

    background: #fff;
}

.fixed-discipline-close {
    font-family: 'Playfair Display', serif;

    font-style: italic;

    font-size: 1.04rem;

    color: var(--on-cream);

    margin-top: 10px;
}


/* =========================================================
   30 — OUR PERSPECTIVE
   ========================================================= */

.fixed-perspective {
    padding:
        clamp(72px, 9.5vw, 112px)
        0;
}

.fixed-perspective .fixed-wrap {
    max-width: 760px;

    margin: 0 auto;

    text-align: center;

    position: relative;
    z-index: 1;
}

.fixed-perspective p {
    font-size: 1.02rem;

    line-height: 1.85;

    color: var(--on-cream-mute);

    margin-top: 18px;
}

.fixed-perspective-statement {
    font-family: 'Playfair Display', serif;

    font-style: italic;

    font-size: 1.1rem;

    line-height: 1.6;

    color: var(--gold-dark);

    margin-top: 22px;
}


/* =========================================================
   31 — WHO THIS IS FOR
   ========================================================= */

.fixed-who {
    background: var(--neutral);

    padding:
        clamp(64px, 9vw, 104px)
        0;
}

.fixed-who-grid {
    display: grid;

    grid-template-columns: 1fr 1fr;

    gap:
        clamp(32px, 4vw, 48px);

    max-width: 1000px;

    margin:
        clamp(36px, 4.5vw, 44px)
        auto
        0;

    position: relative;
    z-index: 1;
}

.fixed-who-col h3 {
    font-size: 0.94rem;

    margin-bottom: 14px;

    color: var(--gold-dark);
}

.fixed-who-item {
    font-size: 0.86rem;

    line-height: 1.6;

    color: var(--on-cream);

    padding: 9px 0;

    border-bottom:
        1px solid rgba(11, 31, 51, 0.1);
}

.fixed-who-item:last-child {
    border-bottom: none;
}


/* =========================================================
   32 — HOW SA HEDGE FUND WORKS
   ========================================================= */

.fixed-work {
    padding:
        clamp(64px, 9vw, 104px)
        0;
}

.fixed-steps {
    display: flex;

    justify-content: space-between;

    gap: 20px;

    max-width: 1080px;

    margin:
        clamp(40px, 5vw, 48px)
        auto
        0;

    flex-wrap: wrap;

    position: relative;
    z-index: 1;
}

.fixed-step {
    flex: 1 1 0;

    min-width: 170px;

    text-align: center;
}

.fixed-step-badge {
    width: 38px;
    height: 38px;

    border:
        1px solid var(--gold-dark);

    border-radius: 50%;

    display: flex;

    align-items: center;
    justify-content: center;

    margin:
        0 auto
        16px;

    font-family: 'Playfair Display', serif;

    font-size: 0.95rem;

    color: var(--gold-dark);
}

.fixed-step h3 {
    font-size: 0.92rem;

    margin-bottom: 8px;
}

.fixed-step p {
    font-size: 0.82rem;

    line-height: 1.55;

    color: var(--on-cream-mute);
}


/* =========================================================
   33 — RESEARCH
   ========================================================= */

.fixed-research {
    background: var(--neutral);

    padding:
        clamp(56px, 7.5vw, 88px)
        0;
}

.fixed-research-note {
    font-size: 0.84rem;

    color: var(--on-cream-mute);

    margin-top: 8px;

    margin-bottom:
        clamp(28px, 3.5vw, 36px);

    max-width: 62ch;

    position: relative;
    z-index: 1;
}

.fixed-research-grid {
    display: grid;

    grid-template-columns:
        repeat(3, 1fr);

    gap: 1px;

    background:
        rgba(11, 31, 51, 0.1);

    border:
        1px solid rgba(11, 31, 51, 0.1);

    position: relative;
    z-index: 1;
}

.fixed-research-card {
    background: #fff;

    padding:
        clamp(16px, 1.8vw, 20px);
}

.fixed-research-card h3 {
    font-size: 0.84rem;

    line-height: 1.4;

    margin-bottom: 10px;

    color: var(--on-cream-mute);

    font-weight: 500;

    font-family: 'Inter', sans-serif;
}

.fixed-soon {
    font-size: 0.68rem;

    font-weight: 600;

    letter-spacing: 0.05em;

    text-transform: uppercase;

    color: var(--on-cream-mute);

    display: inline-flex;

    align-items: center;

    gap: 6px;
}

.fixed-soon::before {
    content: '';

    width: 6px;
    height: 6px;

    border-radius: 50%;

    background: var(--on-cream-mute);
}


/* =========================================================
   34 — FAQ
   ========================================================= */

.fixed-faq {
    padding:
        clamp(64px, 9vw, 104px)
        0;
}

.fixed-faq .fixed-wrap {
    max-width: var(--read);
}

.service-detail-faq-list {
    border-top:
        1px solid rgba(11, 31, 51, 0.12);

    position: relative;
    z-index: 1;
}

.service-detail-faq-item {
    border-bottom:
        1px solid rgba(11, 31, 51, 0.12);
}

.service-detail-faq-item summary {
    list-style: none;

    cursor: pointer;

    display: flex;

    align-items: center;

    justify-content: space-between;

    gap: 20px;

    padding: 22px 2px;

    font-size: 0.98rem;

    font-weight: 500;

    color: var(--on-cream);

    min-height: 48px;
}

.service-detail-faq-item summary::-webkit-details-marker {
    display: none;
}

.service-detail-faq-item[open] summary {
    color: var(--gold-dark);
}

.service-detail-faq-item p {
    font-size: 0.94rem;

    line-height: 1.72;

    color: var(--on-cream-mute);

    max-width: 66ch;

    padding:
        0
        2px
        22px;
}


/* =========================================================
   35 — RELATED SERVICES
   ========================================================= */

.fixed-related {
    background: var(--neutral);

    padding:
        clamp(64px, 9vw, 104px)
        0;
}

.fixed-related-groups {
    display: grid;

    grid-template-columns: 1fr 1fr;

    gap:
        clamp(32px, 4vw, 48px);

    max-width: 1000px;

    margin:
        clamp(36px, 4.5vw, 44px)
        auto
        0;

    position: relative;
    z-index: 1;
}

.fixed-related-col h3 {
    font-size: 0.94rem;

    margin-bottom: 14px;

    color: var(--gold-dark);
}

.fixed-related-link {
    display: block;

    font-size: 0.88rem;

    color: var(--on-cream);

    padding: 9px 0;

    border-bottom:
        1px solid rgba(11, 31, 51, 0.1);

    transition:
        color 0.2s ease,
        padding-left 0.2s ease;
}

.fixed-related-link:hover {
    color: var(--gold-dark);
    padding-left: 4px;
}

.fixed-related-link:last-child {
    border-bottom: none;
}


/* =========================================================
   36 — FINAL CTA
   ========================================================= */

.fixed-cta {
    background: var(--navy);

    color: var(--on-navy);

    padding:
        clamp(72px, 10vw, 120px)
        0;

    text-align: center;
}

.fixed-cta .fixed-wrap {
    max-width: 680px;

    position: relative;
    z-index: 1;
}

.fixed-cta-rule {
    width: 44px;
    height: 2px;

    background: var(--gold);

    margin:
        0 auto
        32px;
}

.fixed-cta h2 {
    font-size:
        clamp(1.6rem, 3.2vw, 2.15rem);

    margin-bottom: 18px;

    line-height: 1.3;

    color: var(--on-navy);
}

.fixed-cta p {
    font-size: 1.02rem;

    line-height: 1.75;

    color: var(--on-navy-mute);

    margin-bottom: 28px;
}

.fixed-cta-actions {
    display: flex;

    gap: 22px;

    justify-content: center;

    flex-wrap: wrap;

    margin-bottom: 28px;
}

.fixed-cta-fine {
    font-size: 0.76rem;

    line-height: 1.6;

    color: rgba(159, 175, 194, 0.7);

    max-width: 640px;

    margin: 0 auto;
}


/* =========================================================
   MOBILE STICKY CTA
   ========================================================= */

.service-detail-sticky-cta {
    display: none;
}


/* =========================================================
   REVEAL ANIMATION
   ========================================================= */

.reveal {
    opacity: 0;

    transform:
        translateY(16px);

    transition:
        opacity 0.7s ease,
        transform 0.7s ease;
}

.reveal.in {
    opacity: 1;

    transform: none;
}

@media (prefers-reduced-motion: reduce) {

    .reveal {
        opacity: 1;

        transform: none;

        transition: none;
    }

    .service-detail-btn,
    .service-detail-arrow,
    .fixed-related-link,
    .service-detail-chevron {
        transition: none;
    }

}


/* =========================================================
   TABLET — 980PX
   ========================================================= */

@media (max-width: 980px) {

    .fixed-hero-grid {
        grid-template-columns: 1fr;
    }

    .fixed-hero-diagram {
        max-width: 620px;
        margin: 10px auto 0;
    }

    .fixed-concepts-grid {
        grid-template-columns: 1fr 1fr;
    }

    .fixed-maturity-grid,
    .fixed-construction-grid,
    .fixed-who-grid,
    .fixed-related-groups {
        grid-template-columns: 1fr;
    }

    .fixed-risks-grid,
    .fixed-behaviour-grid {
        grid-template-columns: 1fr 1fr;
    }

    .fixed-mistakes-grid {
        grid-template-columns: 1fr;
    }

    .fixed-framework-grid,
    .fixed-research-grid {
        grid-template-columns: 1fr 1fr;
    }

    .fixed-steps {
        flex-wrap: wrap;
    }

    .fixed-step {
        flex:
            1 1
            calc(33.33% - 14px);

        margin-bottom: 26px;
    }

    .fixed-quality-row {
        grid-template-columns: 1fr;

        gap: 4px;
    }

    /* Mobile navigation belongs to the existing theme.
       These classes are retained only if your header uses them. */

    .nav-links {
        display: none;
    }

    .nav-burger {
        display: flex;
    }

    .service-detail-sticky-cta {
        display: flex;

        position: fixed;

        left: 0;
        right: 0;
        bottom: 0;

        z-index: 70;

        background:
            rgba(7, 21, 35, 0.97);

        backdrop-filter: blur(8px);

        border-top:
            1px solid rgba(201, 162, 77, 0.22);
    }

    .service-detail-sticky-cta a {
        flex: 1;

        text-align: center;

        padding: 14px 10px;

        font-size: 0.82rem;

        color: var(--on-navy);

        min-height: 48px;

        display: flex;

        align-items: center;

        justify-content: center;
    }

    .service-detail-sticky-cta a:first-child {
        border-right:
            1px solid rgba(201, 162, 77, 0.18);

        color: var(--gold);

        font-weight: 500;
    }

    .service-detail-root {
        padding-bottom: 56px;
    }

}


/* =========================================================
   MOBILE — 640PX
   ========================================================= */

@media (max-width: 640px) {

    .service-detail-eyebrow {
        font-size: 0.68rem;

        letter-spacing: 0.13em;

        gap: 8px;
    }

    .service-detail-eyebrow::before {
        width: 18px;
    }

    .fixed-head h2 {
        font-size: 1.45rem;
    }

    .fixed-hero {
        padding:
            56px
            0
            60px;
    }

    .fixed-hero h1 {
        font-size: 2.15rem;
    }

    .fixed-hero-statement {
        font-size: 1.03rem;
    }

    .fixed-hero-sub {
        font-size: 0.91rem;

        line-height: 1.75;

        margin-bottom: 28px;
    }

    .fixed-hero-actions,
    .fixed-cta-actions {
        flex-direction: column;

        width: 100%;
    }

    .fixed-hero-actions {
        align-items: stretch;
    }

    .fixed-cta-actions {
        align-items: center;
    }

    .fixed-hero-actions .service-detail-btn,
    .fixed-hero-actions .service-detail-btn-line {
        width: 100%;

        justify-content: center;
    }

    .fixed-concepts-grid,
    .fixed-risks-grid,
    .fixed-behaviour-grid,
    .fixed-framework-grid,
    .fixed-research-grid {
        grid-template-columns: 1fr;
    }

    .fixed-concepts-grid {
        margin-left: 0;
        margin-right: 0;
    }

    .fixed-concept-card {
        padding: 20px;
    }

    .fixed-risk {
        padding: 20px;
    }

    .fixed-framework-card {
        padding: 20px;
    }

    .fixed-research-card {
        padding: 18px;
    }

    .fixed-step {
        flex: 1 1 100%;

        margin-bottom: 26px;
    }

    .fixed-step:last-child {
        margin-bottom: 0;
    }

    .fixed-compare-table {
        font-size: 0.8rem;

        -webkit-overflow-scrolling: touch;
    }

    .fixed-compare-table table {
        min-width: 600px;
    }

    .fixed-compare-table th,
    .fixed-compare-table td {
        padding:
            12px
            14px;
    }

    .fixed-maturity-grid {
        gap: 18px;
    }

    .fixed-construction-grid {
        gap: 30px;
    }

    .fixed-who-grid {
        gap: 32px;
    }

    .fixed-related-groups {
        gap: 32px;
    }

    .fixed-tax-list,
    .fixed-income-plan-tags,
    .fixed-discipline-tags {
        gap: 8px;
    }

    .fixed-tax-chip,
    .fixed-income-plan-tags span,
    .fixed-discipline-tags span {
        font-size: 0.76rem;

        padding:
            7px
            11px;
    }

    .fixed-disclaimer p {
        font-size: 0.75rem;

        line-height: 1.6;

        text-align: left;
    }

    .fixed-cta {
        padding:
            64px
            0
            80px;
    }

    .fixed-cta h2 {
        font-size: 1.6rem;
    }

    .fixed-cta p {
        font-size: 0.92rem;
    }

    .fixed-cta-actions .service-detail-btn,
    .fixed-cta-actions .service-detail-btn-line {
        justify-content: center;
    }

    .fixed-cta-actions .service-detail-btn {
        width: 100%;
    }

    .fixed-cta-actions .service-detail-btn-line {
        width: auto;
    }

    .service-detail-sticky-cta a {
        font-size: 0.76rem;

        padding:
            12px 8px;
    }

}


/* =========================================================
   VERY SMALL DEVICES — 400PX
   ========================================================= */

@media (max-width: 400px) {

    .service-detail-root {
        --gutter: 18px;
    }

    .fixed-hero h1 {
        font-size: 1.95rem;
    }

    .fixed-hero-statement {
        font-size: 0.98rem;
    }

    .fixed-head h2 {
        font-size: 1.35rem;
    }

    .fixed-q {
        font-size: 0.86rem;
    }

    .fixed-risk {
        gap: 10px;
    }

    .fixed-risk h3 {
        font-size: 0.86rem;
    }

    .fixed-risk p {
        font-size: 0.76rem;
    }

    .service-detail-sticky-cta a {
        font-size: 0.7rem;
    }

}


/* =========================================================
   PRINT
   ========================================================= */

@media print {

    .service-detail-sticky-cta,
    .fixed-bg,
    .skip-link {
        display: none !important;
    }

    .service-detail-root {
        background: #fff;

        color: #000;
    }

    .fixed-section {
        break-inside: avoid;
    }

    .fixed-hero,
    .fixed-risks,
    .fixed-framework,
    .fixed-cta {
        background: #fff;

        color: #000;
    }

    .fixed-hero h1,
    .fixed-risks h2,
    .fixed-framework h2,
    .fixed-cta h2 {
        color: #000;
    }

}