/* =========================================================
   SA HEDGE FUND — MUTUAL FUNDS
   mutual-fund.css
   ========================================================= */


/* =========================================================
   TOKENS
   ========================================================= */

.mf-root {
  --navy: #0B1F33;
  --navy-deep: #071523;
  --navy-raise: #112A44;

  --gold: #C9A24D;
  --gold-dim: rgba(201, 162, 77, 0.28);
  --gold-dark: #9A7A34;

  --cream: #F3EFE7;
  --neutral: #F3F1ED;

  --on-navy: #F3EFE7;
  --on-navy-mute: #9FAFC2;

  --on-cream: #0B1F33;
  --on-cream-mute: #5A6579;

  --good: #5B8A6B;
  --warn: #B5502E;

  --max: 1220px;
  --gutter: clamp(20px, 4vw, 48px);
  --read: 720px;
}


/* =========================================================
   RESET / BASE
   ========================================================= */

.mf-root,
.mf-root * {
  box-sizing: border-box;
}

.mf-root {
  background: var(--cream);
  color: var(--on-cream);
  font-family: 'Inter', sans-serif;
  -webkit-font-smoothing: antialiased;
}

.mf-root h1,
.mf-root h2,
.mf-root h3,
.mf-root h4,
.mf-root .serif {
  font-family: 'Playfair Display', serif;
  font-weight: 600;
  margin: 0;
}

.mf-root p {
  margin: 0;
}

.mf-root a {
  color: inherit;
  text-decoration: none;
}

.mf-root ::selection {
  background: var(--gold);
  color: var(--navy-deep);
}

.mf-wrap {
  max-width: var(--max);
  margin: 0 auto;
  padding: 0 var(--gutter);
}


/* =========================================================
   ACCESSIBILITY
   ========================================================= */

.skip-link {
  position: absolute;
  left: -9999px;
  top: 0;
  z-index: 200;
  background: var(--gold);
  color: var(--navy-deep);
  padding: 12px 20px;
  font-size: 0.85rem;
  font-weight: 600;
}

.skip-link:focus {
  left: 16px;
  top: 16px;
}

a:focus-visible,
button:focus-visible,
summary:focus-visible {
  outline: 2px solid var(--gold);
  outline-offset: 3px;
}


/* =========================================================
   SHARED PRIMITIVES
   ========================================================= */

.mf-eyebrow {
  display: inline-flex;
  align-items: center;
  gap: 10px;
  font-size: 0.74rem;
  letter-spacing: 0.16em;
  text-transform: uppercase;
  color: var(--gold-dark);
  margin-bottom: 20px;
}

.mf-eyebrow::before {
  content: '';
  width: 24px;
  height: 1px;
  background: var(--gold-dark);
}

.mf-eyebrow-light {
  color: var(--gold);
}

.mf-eyebrow-light::before {
  background: var(--gold);
}


.mf-btn {
  display: inline-flex;
  align-items: center;
  gap: 10px;
  min-height: 48px;
  padding: 0 26px;
  font-size: 0.86rem;
  letter-spacing: 0.02em;
  transition: all 0.25s ease;
  border: 1px solid transparent;
  cursor: pointer;
  font-family: 'Inter', sans-serif;
  background: none;
}

.mf-btn-primary {
  background: var(--gold);
  color: var(--navy-deep);
  font-weight: 500;
}

.mf-btn-primary:hover {
  background: #dcb769;
}

.mf-btn-line {
  border-bottom: 1px solid rgba(11, 31, 51, 0.25);
  padding: 0 0 4px;
  color: var(--on-cream);
}

.mf-btn-line:hover {
  border-color: var(--gold-dark);
  color: var(--gold-dark);
}

.mf-btn-line-light {
  border-color: rgba(243, 239, 231, 0.35);
  color: var(--on-navy);
}

.mf-btn-line-light:hover {
  color: var(--gold);
  border-color: var(--gold);
}

.mf-btn:hover .mf-arrow {
  transform: translateX(3px);
}

.mf-arrow {
  transition: transform 0.25s ease;
  display: inline-block;
}


.mf-section-head {
  max-width: 660px;
}

.mf-section-head h2 {
  font-size: clamp(1.5rem, 2.8vw, 2.05rem);
}

.mf-lede {
  font-size: 1rem;
  line-height: 1.75;
  color: var(--on-cream-mute);
  max-width: 64ch;
  margin-top: 16px;
}


/* =========================================================
   CENTRING
   ========================================================= */

.mf-center {
  text-align: center;
  margin-left: auto;
  margin-right: auto;
}

.mf-center.mf-section-head {
  max-width: 680px;
}

.mf-center .mf-eyebrow {
  justify-content: center;
}


/* =========================================================
   ICONS
   ========================================================= */

.mf-chevron {
  width: 16px;
  height: 16px;
  min-width: 16px;
  flex: 0 0 16px;
  display: block;
  transition: transform 0.25s ease;
  color: var(--gold-dark);
}

.mf-faq-item[open] .mf-chevron {
  transform: rotate(180deg);
}

.mf-wa-icon {
  width: 16px;
  height: 16px;
  min-width: 16px;
  display: block;
}

.mf-alert {
  width: 18px;
  height: 18px;
  min-width: 18px;
  display: block;
  color: var(--warn);
}


/* =========================================================
   SITEWIDE NAVIGATION
   ========================================================= */

.nav {
  position: sticky;
  top: 0;
  z-index: 60;
  background: rgba(7, 21, 35, 0.94);
  backdrop-filter: blur(10px);
  border-bottom: 1px solid rgba(201, 162, 77, 0.18);
  color: #F3EFE7;
}

.nav-inner {
  display: flex;
  align-items: center;
  justify-content: space-between;
  max-width: 1220px;
  margin: 0 auto;
  padding: 18px clamp(20px, 4vw, 48px);
  min-height: 64px;
}

.logo {
  display: flex;
  align-items: center;
  gap: 10px;
  font-family: 'Playfair Display', serif;
  font-size: 1.05rem;
  letter-spacing: 0.01em;
  color: #F3EFE7;
}

.logo .idx {
  font-family: 'Inter', sans-serif;
  font-size: 0.7rem;
  color: #C9A24D;
  letter-spacing: 0.1em;
  border: 1px solid rgba(201, 162, 77, 0.28);
  padding: 3px 7px;
}

.nav-links {
  display: flex;
  align-items: center;
  gap: clamp(16px, 2.6vw, 32px);
}

.nav-links a {
  font-size: 0.78rem;
  letter-spacing: 0.05em;
  text-transform: uppercase;
  color: #9FAFC2;
  position: relative;
  padding: 4px 0;
  white-space: nowrap;
}

.nav-links a::after {
  content: '';
  position: absolute;
  left: 0;
  bottom: -2px;
  width: 0;
  height: 1px;
  background: #C9A24D;
  transition: width 0.25s ease;
}

.nav-links a:hover {
  color: #F3EFE7;
}

.nav-links a:hover::after {
  width: 100%;
}

.nav-links a[aria-current="page"] {
  color: #C9A24D;
}

.nav-links a[aria-current="page"]::after {
  width: 100%;
}

.nav-links .nav-cta {
  text-transform: none;
  letter-spacing: 0.02em;
  border: 1px solid rgba(201, 162, 77, 0.28);
  padding: 10px 18px;
  color: #C9A24D;
  min-height: 44px;
  display: inline-flex;
  align-items: center;
}

.nav-links .nav-cta:hover {
  background: #C9A24D;
  color: #071523;
}

.nav-links .nav-cta::after {
  display: none;
}

.nav-burger {
  display: none;
  width: 44px;
  height: 44px;
  border: 1px solid rgba(201, 162, 77, 0.3);
  background: none;
  align-items: center;
  justify-content: center;
  cursor: pointer;
  flex-direction: column;
  gap: 5px;
}

.nav-burger span {
  width: 18px;
  height: 1px;
  background: #C9A24D;
  display: block;
  transition:
    transform 0.25s ease,
    opacity 0.25s ease;
}

.nav-burger[aria-expanded="true"] span:nth-child(1) {
  transform: translateY(6px) rotate(45deg);
}

.nav-burger[aria-expanded="true"] span:nth-child(2) {
  opacity: 0;
}

.nav-burger[aria-expanded="true"] span:nth-child(3) {
  transform: translateY(-6px) rotate(-45deg);
}

.mobile-drawer {
  display: none;
  flex-direction: column;
  gap: 2px;
  background: #071523;
  border-bottom: 1px solid rgba(201, 162, 77, 0.18);
  padding: 8px clamp(20px, 4vw, 48px) 20px;
}

.mobile-drawer.open {
  display: flex;
}

.mobile-drawer a {
  padding: 14px 4px;
  font-size: 0.95rem;
  border-bottom: 1px solid rgba(201, 162, 77, 0.1);
  min-height: 44px;
  display: flex;
  align-items: center;
  color: #F3EFE7;
}

.mobile-drawer a[aria-current="page"] {
  color: #C9A24D;
}

.mobile-drawer .m-cta {
  color: #C9A24D;
}


/* =========================================================
   BREADCRUMB
   ========================================================= */

.mf-crumbs {
  background: var(--navy-deep);
  border-bottom: 1px solid rgba(201, 162, 77, 0.14);
}

.mf-crumbs ol {
  list-style: none;
  display: flex;
  flex-wrap: wrap;
  align-items: center;
  gap: 8px;
  margin: 0 auto;
  padding: 12px var(--gutter);
  max-width: var(--max);
  font-size: 0.76rem;
  color: var(--on-navy-mute);
}

.mf-crumbs a {
  color: var(--on-navy-mute);
}

.mf-crumbs a:hover {
  color: var(--gold);
}

.mf-crumbs li[aria-current] {
  color: var(--gold);
}

.mf-crumbs li:not(:last-child)::after {
  content: '/';
  margin-left: 8px;
  color: rgba(159, 175, 194, 0.4);
}


/* =========================================================
   SITEWIDE FOOTER
   ========================================================= */

footer {
  border-top: 1px solid rgba(201, 162, 77, 0.18);
  padding: clamp(32px, 5vw, 48px) 0;
  background: #071523;
  color: #F3EFE7;
}

.footer-inner {
  display: flex;
  justify-content: space-between;
  align-items: center;
  flex-wrap: wrap;
  gap: 20px;
}

.footer-inner .fmark {
  font-family: 'Playfair Display', serif;
  font-size: 0.95rem;
}

.footer-links {
  display: flex;
  gap: clamp(16px, 3vw, 28px);
  flex-wrap: wrap;
}

.footer-links a {
  font-size: 0.78rem;
  color: #9FAFC2;
}

.footer-links a:hover {
  color: #C9A24D;
}

.footer-links a[aria-current="page"] {
  color: #C9A24D;
}

.footer-fine {
  font-size: 0.74rem;
  color: rgba(159, 175, 194, 0.5);
  margin-top: 20px;
  text-align: center;
}

.wrap {
  max-width: 1220px;
  margin: 0 auto;
  padding: 0 clamp(20px, 4vw, 48px);
}


/* =========================================================
   REVEAL ANIMATION
   ========================================================= */

.reveal {
  opacity: 0;
  transform: translateY(16px);
  transition:
    opacity 0.7s ease,
    transform 0.7s ease;
}

.reveal.in {
  opacity: 1;
  transform: none;
}

@media (prefers-reduced-motion: reduce) {
  .reveal {
    opacity: 1;
    transform: none;
    transition: none;
  }
}


/* =========================================================
   BACKGROUND MOTIFS
   ========================================================= */

.mf-bg-motif {
  position: absolute;
  inset: 0;
  opacity: 0.07;
  pointer-events: none;
  z-index: 0;
  overflow: hidden;
}

.mf-bg-motif svg {
  width: 100%;
  height: 100%;
  display: block;
}


/* =========================================================
   01 HERO
   ========================================================= */

.mf-hero {
  position: relative;
  background: var(--navy);
  color: var(--on-navy);
  padding:
    clamp(64px, 9.5vw, 108px)
    0
    clamp(76px, 10.5vw, 120px);
  overflow: hidden;
}

.mf-hero-grid {
  position: relative;
  z-index: 1;
  display: grid;
  grid-template-columns: 1.05fr 0.95fr;
  gap: clamp(40px, 5vw, 64px);
  align-items: center;
}

.mf-hero h1 {
  font-size: clamp(2.2rem, 4.6vw, 3.3rem);
  line-height: 1.15;
  letter-spacing: -0.01em;
  margin-bottom: 20px;
}

.mf-hero-statement {
  font-size: 1.14rem;
  line-height: 1.65;
  color: var(--on-navy);
  max-width: 52ch;
  margin-bottom: 16px;
  font-style: italic;
  font-family: 'Playfair Display', serif;
  font-weight: 500;
}

.mf-hero-sub {
  font-size: 0.98rem;
  line-height: 1.8;
  color: var(--on-navy-mute);
  max-width: 56ch;
  margin-bottom: 36px;
}

.mf-hero-actions {
  display: flex;
  gap: 20px;
  flex-wrap: wrap;
}

.mf-hero-art {
  position: relative;
  background: var(--navy-deep);
  border: 1px solid rgba(201, 162, 77, 0.22);
  padding: clamp(20px, 2.6vw, 28px);
  aspect-ratio: 4 / 5;
  display: flex;
  align-items: center;
}

.mf-hero-art svg {
  width: 100%;
  height: auto;
  display: block;
}

.mf-hero-stages {
  position: relative;
  z-index: 1;
  margin-top: clamp(48px, 6vw, 64px);
}

.mf-hero-stages svg {
  width: 100%;
  height: auto;
  display: block;
}


/* =========================================================
   02 WHAT IS A MUTUAL FUND
   ========================================================= */

.mf-what {
  position: relative;
  overflow: hidden;
  padding: clamp(64px, 9vw, 104px) 0;
}

.mf-what-grid {
  position: relative;
  display: grid;
  grid-template-columns: 1.05fr 0.95fr;
  gap: clamp(40px, 5vw, 64px);
  align-items: center;
  max-width: 1120px;
  margin: 0 auto;
}

.mf-what-copy p {
  font-size: 1rem;
  line-height: 1.85;
  color: var(--on-cream-mute);
  margin-top: 16px;
  max-width: 56ch;
}

.mf-what-note {
  margin-top: 20px;
  font-family: 'Playfair Display', serif;
  font-style: italic;
  font-size: 1.02rem;
  line-height: 1.6;
  color: var(--on-cream);
  background: #fff;
  border: 1px solid rgba(11, 31, 51, 0.1);
  padding: 20px 22px;
}

.mf-what-tags {
  display: flex;
  flex-wrap: wrap;
  margin-top: 22px;
  border-top: 1px solid rgba(11, 31, 51, 0.14);
  padding-top: 16px;
}

.mf-what-tags span {
  font-size: 0.78rem;
  color: var(--on-cream-mute);
  padding: 4px 14px 4px 0;
  margin-right: 14px;
  border-right: 1px solid rgba(11, 31, 51, 0.15);
}

.mf-what-tags span:last-child {
  border-right: none;
  margin-right: 0;
}

.mf-what-art {
  background: #fff;
  border: 1px solid rgba(11, 31, 51, 0.1);
  padding: clamp(24px, 3vw, 32px);
}

.mf-what-art svg {
  width: 100%;
  height: auto;
  display: block;
}

.mf-what-art-label {
  font-size: 0.7rem;
  letter-spacing: 0.1em;
  text-transform: uppercase;
  color: var(--gold-dark);
  margin-bottom: 16px;
  display: block;
}


/* =========================================================
   03 HOW POOLING WORKS
   ========================================================= */

.mf-flow {
  background: var(--neutral);
  padding: clamp(64px, 9vw, 104px) 0;
}

.mf-flow .mf-section-head {
  margin: 0 auto clamp(44px, 5.5vw, 56px);
}

.mf-flow-row {
  display: flex;
  justify-content: space-between;
  gap: 16px;
  max-width: 1120px;
  margin: 0 auto;
  flex-wrap: wrap;
}

.mf-flow-step {
  flex: 1 1 0;
  min-width: 170px;
  text-align: center;
  position: relative;
  padding-top: 34px;
}

.mf-flow-step::before {
  content: '';
  position: absolute;
  top: 0;
  left: 50%;
  transform: translateX(-50%);
  width: 9px;
  height: 9px;
  border-radius: 50%;
  background: var(--gold);
}

.mf-flow-step:not(:last-child)::after {
  content: '';
  position: absolute;
  top: 4px;
  left: calc(50% + 20px);
  width: calc(100% - 20px);
  height: 1px;
  background: rgba(11, 31, 51, 0.18);
}

.mf-flow-num {
  font-size: 0.68rem;
  letter-spacing: 0.1em;
  color: var(--gold-dark);
  margin-bottom: 8px;
}

.mf-flow-step h3 {
  font-size: 0.98rem;
  margin-bottom: 8px;
}

.mf-flow-step p {
  font-size: 0.84rem;
  line-height: 1.6;
  color: var(--on-cream-mute);
}


/* =========================================================
   04 FUND SELECTION FRAMEWORK
   ========================================================= */

.mf-framework {
  position: relative;
  overflow: hidden;
  padding: clamp(64px, 9vw, 104px) 0;
}

.mf-framework .mf-wrap {
  position: relative;
  z-index: 1;
}

.mf-framework .mf-section-head {
  margin: 0 auto clamp(20px, 3vw, 28px);
}

.mf-framework-lede {
  text-align: center;
  max-width: 640px;
  margin: 0 auto clamp(44px, 5.5vw, 56px);
  font-size: 0.98rem;
  line-height: 1.8;
  color: var(--on-cream-mute);
}

.mf-fw-diagram {
  max-width: 1180px;
  margin: 0 auto clamp(20px, 3vw, 28px);
}

.mf-fw-diagram svg {
  width: 100%;
  height: auto;
  display: block;
}

.mf-fw-grid {
  display: grid;
  grid-template-columns: repeat(6, 1fr);
  gap: clamp(10px, 1.6vw, 18px);
  max-width: 1180px;
  margin: 0 auto;
}

.mf-fw-step h3 {
  font-size: 0.92rem;
  margin-bottom: 6px;
}

.mf-fw-step p {
  font-size: 0.8rem;
  line-height: 1.55;
  color: var(--on-cream-mute);
}

.mf-fw-mobile {
  display: none;
}


/* =========================================================
   05 TYPES OF MUTUAL FUNDS
   ========================================================= */

.mf-types {
  position: relative;
  overflow: hidden;
  background: var(--neutral);
  padding: clamp(64px, 9vw, 104px) 0;
}

.mf-types .mf-wrap {
  position: relative;
  z-index: 1;
}

.mf-types .mf-section-head {
  margin: 0 auto clamp(44px, 5.5vw, 56px);
}

.mf-types-list {
  max-width: 900px;
  margin: 0 auto;
  border-top: 1px solid rgba(11, 31, 51, 0.14);
}

.mf-types-row {
  display: grid;
  grid-template-columns: 64px 240px 1fr;
  gap: clamp(16px, 2.4vw, 32px);
  align-items: baseline;
  padding: clamp(18px, 2.2vw, 22px) 2px;
  border-bottom: 1px solid rgba(11, 31, 51, 0.14);
}

.mf-types-row span.mf-types-num {
  font-family: 'Playfair Display', serif;
  font-size: 1.1rem;
  color: var(--gold-dark);
}

.mf-types-row h3 {
  font-size: 0.98rem;
}

.mf-types-row p {
  font-size: 0.88rem;
  line-height: 1.6;
  color: var(--on-cream-mute);
}


/* =========================================================
   06 WAYS TO INVEST
   ========================================================= */

.mf-ways {
  padding: clamp(64px, 9vw, 104px) 0;
}

.mf-ways .mf-section-head {
  margin: 0 auto clamp(44px, 5.5vw, 56px);
}

.mf-ways-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 1px;
  background: rgba(11, 31, 51, 0.1);
  border: 1px solid rgba(11, 31, 51, 0.1);
  max-width: 1080px;
  margin: 0 auto;
}

.mf-ways-card {
  background: #fff;
  padding: clamp(26px, 3vw, 32px);
}

.mf-ways-tag {
  font-size: 0.7rem;
  letter-spacing: 0.12em;
  text-transform: uppercase;
  color: var(--gold-dark);
  margin-bottom: 10px;
  display: block;
}

.mf-ways-card h3 {
  font-size: 1.02rem;
  margin-bottom: 10px;
}

.mf-ways-card p {
  font-size: 0.86rem;
  line-height: 1.65;
  color: var(--on-cream-mute);
  margin-bottom: 16px;
}

.mf-ways-link {
  font-size: 0.8rem;
  font-weight: 600;
  color: var(--gold-dark);
  display: inline-flex;
  align-items: center;
  gap: 6px;
}

.mf-ways-link:hover {
  color: var(--gold);
}

.mf-ways-close {
  max-width: 800px;
  margin: clamp(32px, 4vw, 40px) auto 0;
  text-align: center;
  font-family: 'Playfair Display', serif;
  font-style: italic;
  font-size: 1.02rem;
  line-height: 1.6;
  color: var(--on-cream);
}


/* =========================================================
   07 RISK & SUITABILITY
   ========================================================= */

.mf-risk {
  background: var(--neutral);
  padding: clamp(64px, 9vw, 104px) 0;
}

.mf-risk-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: clamp(40px, 5vw, 64px);
  align-items: center;
  max-width: 1120px;
  margin: 0 auto;
}

.mf-risk-copy p {
  font-size: 1rem;
  line-height: 1.85;
  color: var(--on-cream-mute);
  margin-top: 16px;
  max-width: 54ch;
}

.mf-risk-note {
  border-left: 2px solid var(--gold-dark);
  padding: 2px 0 2px 20px;
  font-size: 0.86rem;
  line-height: 1.75;
  color: var(--on-cream-mute);
  margin-top: 26px;
  max-width: 56ch;
}

.mf-risk-note strong {
  color: var(--on-cream);
  font-weight: 600;
}

.mf-risk-art {
  background: #fff;
  border: 1px solid rgba(11, 31, 51, 0.12);
  padding: clamp(24px, 2.8vw, 32px);
}

.mf-risk-art svg {
  width: 100%;
  height: auto;
  display: block;
}


/* =========================================================
   08 COMMON MISTAKES
   ========================================================= */

.mf-mistakes {
  position: relative;
  overflow: hidden;
  padding: clamp(64px, 9vw, 104px) 0;
}

.mf-mistakes .mf-wrap {
  position: relative;
  z-index: 1;
}

.mf-mistakes .mf-section-head {
  margin: 0 auto clamp(44px, 5.5vw, 56px);
}

.mf-mistakes-grid {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: clamp(24px, 3vw, 36px) clamp(32px, 4vw, 48px);
  max-width: 1000px;
  margin: 0 auto;
}

.mf-mistake {
  display: flex;
  gap: 14px;
  padding: 0 0 clamp(16px, 2vw, 20px);
  border-bottom: 1px solid rgba(11, 31, 51, 0.12);
}

.mf-mistake h3 {
  font-size: 0.94rem;
  margin-bottom: 6px;
}

.mf-mistake p {
  font-size: 0.84rem;
  line-height: 1.6;
  color: var(--on-cream-mute);
}


/* =========================================================
   09 OUR PERSPECTIVE
   ========================================================= */

.mf-perspective {
  position: relative;
  overflow: hidden;
  background: var(--navy);
  color: var(--on-navy);
  padding: clamp(72px, 10vw, 116px) 0;
}

.mf-perspective-art {
  position: absolute;
  inset: 0;
  opacity: 0.5;
  pointer-events: none;
}

.mf-perspective .mf-wrap {
  position: relative;
  max-width: 760px;
}

.mf-perspective h2 {
  color: var(--on-navy);
  margin-bottom: 20px;
}

.mf-perspective p {
  font-size: 1rem;
  line-height: 1.85;
  color: var(--on-navy-mute);
  margin-bottom: 18px;
}

.mf-perspective-statement {
  font-family: 'Playfair Display', serif;
  font-style: italic;
  font-size: 1.08rem;
  line-height: 1.6;
  color: var(--gold);
  margin-top: 20px;
}


/* =========================================================
   10 WHO THIS IS FOR + HOW WE WORK
   ========================================================= */

.mf-who-process {
  position: relative;
  overflow: hidden;
  padding: clamp(64px, 9vw, 104px) 0;
}

.mf-who-process .mf-wrap {
  position: relative;
  z-index: 1;
}

.mf-who-process .mf-section-head {
  margin: 0 auto clamp(44px, 5.5vw, 56px);
}

.mf-wp-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: clamp(40px, 5vw, 64px);
  max-width: 1080px;
  margin: 0 auto;
}

.mf-wp-col h3.mf-wp-heading {
  font-size: 0.98rem;
  margin-bottom: 20px;
  color: var(--gold-dark);
}

.mf-wp-segment {
  padding: 14px 0;
  border-bottom: 1px solid rgba(11, 31, 51, 0.14);
}

.mf-wp-segment h4 {
  font-size: 0.92rem;
  margin-bottom: 4px;
}

.mf-wp-segment p {
  font-size: 0.84rem;
  line-height: 1.55;
  color: var(--on-cream-mute);
}

.mf-wp-step {
  display: flex;
  gap: 14px;
  padding: 14px 0;
  border-bottom: 1px solid rgba(11, 31, 51, 0.14);
}

.mf-wp-badge {
  flex: none;
  width: 28px;
  height: 28px;
  border: 1px solid var(--gold-dark);
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  font-family: 'Playfair Display', serif;
  font-size: 0.82rem;
  color: var(--gold-dark);
}

.mf-wp-step h4 {
  font-size: 0.92rem;
  margin-bottom: 4px;
}

.mf-wp-step p {
  font-size: 0.84rem;
  line-height: 1.55;
  color: var(--on-cream-mute);
}


/* =========================================================
   11 RELATED RESEARCH
   ========================================================= */

.mf-research {
  padding: clamp(56px, 7.5vw, 88px) 0;
}

.mf-research .mf-section-head {
  margin: 0 0 clamp(10px, 1.4vw, 14px);
}

.mf-research-note {
  font-size: 0.84rem;
  color: var(--on-cream-mute);
  margin-bottom: clamp(28px, 3.5vw, 36px);
  max-width: 62ch;
}

.mf-research-list {
  max-width: 900px;
  border-top: 1px solid rgba(11, 31, 51, 0.12);
}

.mf-research-row {
  display: flex;
  align-items: baseline;
  justify-content: space-between;
  gap: 20px;
  padding: 14px 2px;
  border-bottom: 1px solid rgba(11, 31, 51, 0.12);
}

.mf-research-row .mf-tag {
  font-size: 0.68rem;
  letter-spacing: 0.08em;
  text-transform: uppercase;
  color: var(--gold-dark);
  flex: none;
  width: 150px;
}

.mf-research-row h3 {
  font-size: 0.88rem;
  font-weight: 500;
  line-height: 1.4;
  color: var(--on-cream-mute);
  flex: 1;
}

.mf-soon {
  font-size: 0.7rem;
  font-weight: 600;
  letter-spacing: 0.05em;
  text-transform: uppercase;
  color: var(--on-cream-mute);
  display: inline-flex;
  align-items: center;
  gap: 6px;
  flex: none;
}

.mf-soon::before {
  content: '';
  width: 6px;
  height: 6px;
  border-radius: 50%;
  background: var(--on-cream-mute);
}


/* =========================================================
   12 FAQ
   ========================================================= */

.mf-faq {
  background: var(--neutral);
  padding: clamp(64px, 9vw, 104px) 0;
}

.mf-faq .mf-wrap {
  max-width: var(--read);
}

.mf-faq .mf-section-head {
  margin-bottom: clamp(36px, 5vw, 48px);
}

.mf-faq-list {
  border-top: 1px solid rgba(11, 31, 51, 0.12);
}

.mf-faq-item {
  border-bottom: 1px solid rgba(11, 31, 51, 0.12);
}

.mf-faq-item summary {
  list-style: none;
  cursor: pointer;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 20px;
  padding: 22px 2px;
  font-size: 0.98rem;
  font-weight: 500;
  color: var(--on-cream);
  min-height: 48px;
}

.mf-faq-item summary::-webkit-details-marker {
  display: none;
}

.mf-faq-item[open] summary {
  color: var(--gold-dark);
}

.mf-faq-item p {
  font-size: 0.94rem;
  line-height: 1.72;
  color: var(--on-cream-mute);
  max-width: 66ch;
  padding: 0 2px 22px;
}


/* =========================================================
   13 RELATED GROW SERVICES
   ========================================================= */

.mf-related {
  padding: clamp(64px, 9vw, 104px) 0;
}

.mf-related .mf-section-head {
  margin: 0 auto clamp(44px, 5.5vw, 56px);
}

.mf-related-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 1px;
  background: rgba(11, 31, 51, 0.1);
  border: 1px solid rgba(11, 31, 51, 0.1);
}

.mf-related-card {
  background: #fff;
  padding: clamp(24px, 2.8vw, 30px);
  display: flex;
  flex-direction: column;
}

.mf-related-card h3 {
  font-size: 1rem;
  margin-bottom: 10px;
}

.mf-related-card p {
  font-size: 0.86rem;
  line-height: 1.65;
  color: var(--on-cream-mute);
  flex: 1;
  margin-bottom: 16px;
}

.mf-related-link {
  font-size: 0.8rem;
  font-weight: 600;
  color: var(--gold-dark);
  display: inline-flex;
  align-items: center;
  gap: 6px;
  width: fit-content;
}

.mf-related-link:hover {
  color: var(--gold);
}


/* =========================================================
   14 FINAL CTA
   ========================================================= */

.mf-cta {
  position: relative;
  overflow: hidden;
  background: var(--navy);
  color: var(--on-navy);
  padding: clamp(72px, 10vw, 120px) 0;
}

.mf-cta-art {
  position: absolute;
  inset: 0;
  opacity: 0.6;
  pointer-events: none;
}

.mf-cta .mf-wrap {
  position: relative;
  max-width: 660px;
}

.mf-cta-rule {
  width: 44px;
  height: 2px;
  background: var(--gold);
  margin: 0 auto 32px;
}

.mf-cta h2 {
  font-size: clamp(1.6rem, 3.2vw, 2.15rem);
  margin-bottom: 18px;
  line-height: 1.3;
  color: var(--on-navy);
}

.mf-cta p {
  font-size: 1.02rem;
  line-height: 1.75;
  color: var(--on-navy-mute);
  margin-bottom: 36px;
}

.mf-cta-actions {
  display: flex;
  gap: 22px;
  justify-content: center;
  flex-wrap: wrap;
}

.mf-cta-fine {
  margin-top: 28px;
  font-size: 0.74rem;
  line-height: 1.6;
  color: rgba(159, 175, 194, 0.7);
}


/* =========================================================
   MOBILE STICKY CTA
   ========================================================= */

.mf-sticky-cta {
  display: none;
}


/* =========================================================
   TABLET
   ========================================================= */

@media (max-width: 980px) {

  .nav-links {
    display: none;
  }

  .nav-burger {
    display: flex;
  }

  .mf-hero-grid {
    grid-template-columns: 1fr;
  }

  .mf-hero-art {
    order: -1;
    aspect-ratio: 16 / 9;
  }

  .mf-what-grid {
    grid-template-columns: 1fr;
  }

  .mf-risk-grid {
    grid-template-columns: 1fr;
  }

  .mf-research-row {
    flex-direction: column;
    align-items: flex-start;
    gap: 6px;
  }

  .mf-research-row .mf-tag {
    width: auto;
  }

  .mf-related-grid {
    grid-template-columns: 1fr;
  }

  .mf-ways-grid {
    grid-template-columns: 1fr;
  }

  .mf-flow-row {
    flex-wrap: wrap;
  }

  .mf-flow-step {
    flex: 1 1 calc(50% - 16px);
    margin-bottom: 26px;
  }

  .mf-flow-step::after {
    display: none;
  }

  .mf-fw-diagram,
  .mf-fw-grid {
    display: none;
  }

  .mf-fw-mobile {
    display: block;
    max-width: 520px;
    margin: 0 auto;
  }

  .mf-fw-mobile-step {
    position: relative;
    padding: 0 0 clamp(20px, 3vw, 26px) 34px;
  }

  .mf-fw-mobile-step::before {
    content: '';
    position: absolute;
    left: 6px;
    top: 4px;
    width: 8px;
    height: 8px;
    border-radius: 50%;
    background: var(--gold);
  }

  .mf-fw-mobile-step::after {
    content: '';
    position: absolute;
    left: 9px;
    top: 16px;
    bottom: 0;
    width: 1px;
    background: rgba(11, 31, 51, 0.18);
  }

  .mf-fw-mobile-step:last-child::after {
    display: none;
  }

  .mf-fw-mobile-num {
    font-size: 0.7rem;
    letter-spacing: 0.08em;
    color: var(--gold-dark);
    margin-bottom: 4px;
  }

  .mf-fw-mobile-step h3 {
    font-size: 0.98rem;
    margin-bottom: 6px;
  }

  .mf-fw-mobile-step p {
    font-size: 0.86rem;
    line-height: 1.55;
    color: var(--on-cream-mute);
  }

  .mf-types-row {
    grid-template-columns: 40px 1fr;
  }

  .mf-types-row h3 {
    grid-column: 2;
  }

  .mf-types-row p {
    grid-column: 2;
  }

  .mf-mistakes-grid {
    grid-template-columns: 1fr;
  }

  .mf-wp-grid {
    grid-template-columns: 1fr;
    gap: clamp(36px, 4.5vw, 48px);
  }

  .mf-sticky-cta {
    display: flex;
    position: fixed;
    left: 0;
    right: 0;
    bottom: 0;
    z-index: 70;
    background: rgba(7, 21, 35, 0.97);
    backdrop-filter: blur(8px);
    border-top: 1px solid rgba(201, 162, 77, 0.22);
  }

  .mf-sticky-cta a {
    flex: 1;
    text-align: center;
    padding: 14px 10px;
    font-size: 0.82rem;
    color: var(--on-navy);
    min-height: 48px;
    display: flex;
    align-items: center;
    justify-content: center;
  }

  .mf-sticky-cta a:first-child {
    border-right: 1px solid rgba(201, 162, 77, 0.18);
    color: var(--gold);
    font-weight: 500;
  }

  .mf-root {
    padding-bottom: 56px;
  }
}


/* =========================================================
   MOBILE
   ========================================================= */

@media (max-width: 640px) {

  .mf-flow-step {
    flex: 1 1 100%;
  }

  .mf-hero-actions,
  .mf-cta-actions {
    flex-direction: column;
    align-items: flex-start;
  }

  .mf-cta-actions {
    align-items: center;
  }

  .mf-types-row {
    grid-template-columns: 1fr;
  }

  .mf-types-row span.mf-types-num {
    display: none;
  }
}