/* =========================================================
   TOKENS — identical values to the shared SA Hedge Fund system,
   scoped to .stp-root so nothing leaks into, or is overridden
   by, the host application's own CSS variables. No new palette
   introduced.
   ========================================================= */

.stp-root{
  --navy:#0B1F33;
  --navy-deep:#071523;
  --navy-raise:#112A44;

  --gold:#C9A24D;
  --gold-dim:rgba(201,162,77,0.28);
  --gold-dark:#9A7A34;

  --cream:#F3EFE7;
  --neutral:#F3F1ED;

  --on-navy:#F3EFE7;
  --on-navy-mute:#9FAFC2;

  --on-cream:#0B1F33;
  --on-cream-mute:#5A6579;

  --good:#5B8A6B;
  --warn:#B5502E;

  --max:1220px;
  --gutter:clamp(20px,4vw,48px);
  --read:720px;
}

.stp-root,
.stp-root *{
  box-sizing:border-box;
}

.stp-root{
  background:var(--cream);
  color:var(--on-cream);
  font-family:'Inter',sans-serif;
  -webkit-font-smoothing:antialiased;
}

.stp-root h1,
.stp-root h2,
.stp-root h3,
.stp-root h4,
.stp-root .serif{
  font-family:'Playfair Display',serif;
  font-weight:600;
  margin:0;
}

.stp-root p{
  margin:0;
}

.stp-root a{
  color:inherit;
  text-decoration:none;
}

.stp-root ::selection{
  background:var(--gold);
  color:var(--navy-deep);
}

.stp-root label{
  font-family:'Inter',sans-serif;
}

.stp-wrap{
  max-width:var(--max);
  margin:0 auto;
  padding:0 var(--gutter);
}


/* =========================================================
   ACCESSIBILITY
   ========================================================= */

.skip-link{
  position:absolute;
  left:-9999px;
  top:0;
  z-index:200;
  background:var(--gold);
  color:var(--navy-deep);
  padding:12px 20px;
  font-size:0.85rem;
  font-weight:600;
}

.skip-link:focus{
  left:16px;
  top:16px;
}

a:focus-visible,
button:focus-visible,
summary:focus-visible,
select:focus-visible,
input:focus-visible{
  outline:2px solid var(--gold);
  outline-offset:3px;
}


/* =========================================================
   TYPOGRAPHY / COMPONENTS
   ========================================================= */

.stp-eyebrow{
  display:inline-flex;
  align-items:center;
  gap:10px;
  font-size:0.74rem;
  letter-spacing:0.16em;
  text-transform:uppercase;
  color:var(--gold-dark);
  margin-bottom:20px;
}

.stp-eyebrow::before{
  content:'';
  width:24px;
  height:1px;
  background:var(--gold-dark);
}

.stp-eyebrow-light{
  color:var(--gold);
}

.stp-eyebrow-light::before{
  background:var(--gold);
}

.stp-btn{
  display:inline-flex;
  align-items:center;
  gap:10px;
  min-height:48px;
  padding:0 26px;
  font-size:0.86rem;
  letter-spacing:0.02em;
  transition:all .25s ease;
  border:1px solid transparent;
  cursor:pointer;
  font-family:'Inter',sans-serif;
  background:none;
}

.stp-btn-primary{
  background:var(--gold);
  color:var(--navy-deep);
  font-weight:500;
}

.stp-btn-primary:hover{
  background:#dcb769;
}

.stp-btn-line{
  border-bottom:1px solid rgba(11,31,51,0.25);
  padding:0 0 4px;
  color:var(--on-cream);
}

.stp-btn-line:hover{
  border-color:var(--gold-dark);
  color:var(--gold-dark);
}

.stp-btn-line-light{
  border-color:rgba(243,239,231,0.35);
  color:var(--on-navy);
}

.stp-btn-line-light:hover{
  color:var(--gold);
  border-color:var(--gold);
}

.stp-btn:hover .stp-arrow{
  transform:translateX(3px);
}

.stp-arrow{
  transition:transform .25s ease;
  display:inline-block;
}

.stp-section-head{
  max-width:660px;
}

.stp-section-head h2{
  font-size:clamp(1.5rem,2.8vw,2.05rem);
}

.stp-lede{
  font-size:1rem;
  line-height:1.75;
  color:var(--on-cream-mute);
  max-width:64ch;
  margin-top:16px;
}


/* =========================================================
   NAVIGATION
   Sitewide shared component, intentionally unprefixed.
   ========================================================= */

.nav{
  position:sticky;
  top:0;
  z-index:60;
  background:rgba(7,21,35,0.94);
  backdrop-filter:blur(10px);
  border-bottom:1px solid rgba(201,162,77,0.18);
  color:#F3EFE7;
}

.nav-inner{
  display:flex;
  align-items:center;
  justify-content:space-between;
  max-width:1220px;
  margin:0 auto;
  padding:18px clamp(20px,4vw,48px);
  min-height:64px;
}

.logo{
  display:flex;
  align-items:center;
  gap:10px;
  font-family:'Playfair Display',serif;
  font-size:1.05rem;
  letter-spacing:0.01em;
  color:#F3EFE7;
}

.logo .idx{
  font-family:'Inter',sans-serif;
  font-size:0.7rem;
  color:#C9A24D;
  letter-spacing:0.1em;
  border:1px solid rgba(201,162,77,0.28);
  padding:3px 7px;
}

.nav-links{
  display:flex;
  align-items:center;
  gap:clamp(16px,2.6vw,32px);
}

.nav-links a{
  font-size:0.78rem;
  letter-spacing:0.05em;
  text-transform:uppercase;
  color:#9FAFC2;
  position:relative;
  padding:4px 0;
  white-space:nowrap;
}

.nav-links a::after{
  content:'';
  position:absolute;
  left:0;
  bottom:-2px;
  width:0;
  height:1px;
  background:#C9A24D;
  transition:width .25s ease;
}

.nav-links a:hover{
  color:#F3EFE7;
}

.nav-links a:hover::after{
  width:100%;
}

.nav-links a[aria-current="page"]{
  color:#C9A24D;
}

.nav-links a[aria-current="page"]::after{
  width:100%;
}

.nav-links .nav-cta{
  text-transform:none;
  letter-spacing:0.02em;
  border:1px solid rgba(201,162,77,0.28);
  padding:10px 18px;
  color:#C9A24D;
  min-height:44px;
  display:inline-flex;
  align-items:center;
}

.nav-links .nav-cta:hover{
  background:#C9A24D;
  color:#071523;
}

.nav-links .nav-cta::after{
  display:none;
}

.nav-burger{
  display:none;
  width:44px;
  height:44px;
  border:1px solid rgba(201,162,77,0.3);
  background:none;
  align-items:center;
  justify-content:center;
  cursor:pointer;
  flex-direction:column;
  gap:5px;
}

.nav-burger span{
  width:18px;
  height:1px;
  background:#C9A24D;
  display:block;
  transition:transform .25s ease, opacity .25s ease;
}

.nav-burger[aria-expanded="true"] span:nth-child(1){
  transform:translateY(6px) rotate(45deg);
}

.nav-burger[aria-expanded="true"] span:nth-child(2){
  opacity:0;
}

.nav-burger[aria-expanded="true"] span:nth-child(3){
  transform:translateY(-6px) rotate(-45deg);
}

.mobile-drawer{
  display:none;
  flex-direction:column;
  gap:2px;
  background:#071523;
  border-bottom:1px solid rgba(201,162,77,0.18);
  padding:8px clamp(20px,4vw,48px) 20px;
}

.mobile-drawer.open{
  display:flex;
}

.mobile-drawer a{
  padding:14px 4px;
  font-size:0.95rem;
  border-bottom:1px solid rgba(201,162,77,0.1);
  min-height:44px;
  display:flex;
  align-items:center;
  color:#F3EFE7;
}

.mobile-drawer a[aria-current="page"]{
  color:#C9A24D;
}

.mobile-drawer .m-cta{
  color:#C9A24D;
  font-weight:500;
}


/* =========================================================
   BREADCRUMBS
   ========================================================= */

.stp-crumbs{
  background:var(--navy-deep);
  border-bottom:1px solid rgba(201,162,77,0.14);
}

.stp-crumbs ol{
  list-style:none;
  display:flex;
  flex-wrap:wrap;
  align-items:center;
  gap:8px;
  margin:0 auto;
  padding:12px var(--gutter);
  max-width:var(--max);
  font-size:0.76rem;
  color:var(--on-navy-mute);
}

.stp-crumbs a{
  color:var(--on-navy-mute);
}

.stp-crumbs a:hover{
  color:var(--gold);
}

.stp-crumbs li[aria-current]{
  color:var(--gold);
}

.stp-crumbs li:not(:last-child)::after{
  content:'/';
  margin-left:8px;
  color:rgba(159,175,194,0.4);
}


/* =========================================================
   FOOTER
   ========================================================= */

footer{
  border-top:1px solid rgba(201,162,77,0.18);
  padding:clamp(32px,5vw,48px) 0;
  background:#071523;
  color:#F3EFE7;
}

.footer-inner{
  display:flex;
  justify-content:space-between;
  align-items:center;
  flex-wrap:wrap;
  gap:20px;
}

.footer-inner .fmark{
  font-family:'Playfair Display',serif;
  font-size:0.95rem;
}

.footer-links{
  display:flex;
  gap:clamp(16px,3vw,28px);
  flex-wrap:wrap;
}

.footer-links a{
  font-size:0.78rem;
  color:#9FAFC2;
}

.footer-links a:hover{
  color:#C9A24D;
}

.footer-links a[aria-current="page"]{
  color:#C9A24D;
}

.footer-fine{
  font-size:0.74rem;
  color:rgba(159,175,194,0.5);
  margin-top:20px;
  text-align:center;
}

.wrap{
  max-width:1220px;
  margin:0 auto;
  padding:0 clamp(20px,4vw,48px);
}


/* =========================================================
   REVEAL ANIMATION
   ========================================================= */

.reveal{
  opacity:0;
  transform:translateY(16px);
  transition:opacity .7s ease, transform .7s ease;
}

.reveal.in{
  opacity:1;
  transform:none;
}

@media (prefers-reduced-motion: reduce){
  .reveal{
    opacity:1;
    transform:none;
    transition:none;
  }
}


/* =========================================================
   01 HERO
   Source → Transfer Schedule → Target Allocation.
   ========================================================= */

.stp-hero{
  position:relative;
  background:var(--navy);
  color:var(--on-navy);
  padding:clamp(60px,9vw,100px) 0 clamp(68px,10vw,108px);
  overflow:hidden;
}

.stp-hero-art{
  position:absolute;
  inset:0;
  opacity:0.16;
  pointer-events:none;
}

.stp-hero-inner{
  position:relative;
  max-width:740px;
}

.stp-hero h1{
  font-size:clamp(2.2rem,4.6vw,3.3rem);
  line-height:1.15;
  letter-spacing:-0.01em;
  margin-bottom:20px;
}

.stp-hero-statement{
  font-size:1.18rem;
  line-height:1.6;
  color:var(--on-navy);
  max-width:50ch;
  margin-bottom:16px;
  font-style:italic;
  font-family:'Playfair Display',serif;
  font-weight:500;
}

.stp-hero-sub{
  font-size:1rem;
  line-height:1.8;
  color:var(--on-navy-mute);
  max-width:62ch;
  margin-bottom:36px;
}

.stp-hero-actions{
  display:flex;
  gap:20px;
  flex-wrap:wrap;
}


/* =========================================================
   02 CENTRAL QUESTION
   ========================================================= */

.stp-central{
  padding:clamp(64px,9vw,104px) 0;
}

.stp-central-grid{
  display:grid;
  grid-template-columns:0.95fr 1.05fr;
  gap:clamp(40px,5vw,64px);
  align-items:start;
  max-width:1120px;
  margin:0 auto;
}

.stp-central-copy p{
  font-size:1rem;
  line-height:1.85;
  color:var(--on-cream-mute);
  margin-top:16px;
  max-width:56ch;
}

.stp-central-note{
  margin-top:20px;
  font-family:'Playfair Display',serif;
  font-style:italic;
  font-size:1.08rem;
  line-height:1.6;
  color:var(--on-cream);
}

.stp-central-events{
  list-style:none;
  margin:0;
  padding:0;
  border-top:1px solid rgba(11,31,51,0.12);
}

.stp-central-events li{
  display:flex;
  align-items:center;
  gap:14px;
  padding:13px 2px;
  font-size:0.92rem;
  color:var(--on-cream);
  border-bottom:1px solid rgba(11,31,51,0.12);
}

.stp-central-events li svg{
  flex:none;
  width:16px;
  height:16px;
  color:var(--gold-dark);
}


/* =========================================================
   03 WHAT IS STP?
   ========================================================= */

.stp-what{
  position:relative;
  overflow:hidden;
  background:var(--neutral);
  padding:clamp(68px,10vw,112px) 0;
}

.stp-what .stp-section-head{
  margin:0 auto clamp(20px,2.5vw,24px);
  text-align:center;
  max-width:700px;
  position:relative;
}

.stp-what .stp-eyebrow{
  justify-content:center;
}

.stp-what-lede{
  position:relative;
  text-align:center;
  font-size:1rem;
  line-height:1.8;
  color:var(--on-cream-mute);
  max-width:66ch;
  margin:0 auto clamp(44px,5.5vw,56px);
}

.stp-what-grid{
  position:relative;
  display:grid;
  grid-template-columns:repeat(3,1fr);
  gap:1px;
  background:rgba(11,31,51,0.1);
  border:1px solid rgba(11,31,51,0.1);
  max-width:1160px;
  margin:0 auto;
}

.stp-what-card{
  background:#fff;
  padding:clamp(26px,2.8vw,32px);
}

.stp-what-icon{
  width:42px;
  height:42px;
  border-radius:50%;
  background:var(--navy);
  color:var(--gold);
  display:flex;
  align-items:center;
  justify-content:center;
  margin-bottom:16px;
}

.stp-what-icon svg{
  width:18px;
  height:18px;
}

.stp-what-card h3{
  font-size:1rem;
  margin-bottom:8px;
}

.stp-what-card p{
  font-size:0.87rem;
  line-height:1.6;
  color:var(--on-cream-mute);
}


/* =========================================================
   04 STP VS SIP
   ========================================================= */

.stp-vssip{
  padding:clamp(64px,9vw,104px) 0;
}

.stp-vssip .stp-section-head{
  margin:0 auto clamp(20px,2.5vw,24px);
  text-align:center;
  max-width:640px;
}

.stp-vssip .stp-eyebrow{
  justify-content:center;
}

.stp-compare-table{
  max-width:960px;
  margin:0 auto clamp(36px,4.5vw,44px);
  border:1px solid rgba(11,31,51,0.12);
}

.stp-compare-row{
  display:grid;
  grid-template-columns:1fr 1fr;
}

.stp-compare-row + .stp-compare-row{
  border-top:1px solid rgba(11,31,51,0.12);
}

.stp-compare-row.is-head{
  background:var(--navy);
  color:var(--on-navy);
}

.stp-compare-cell{
  padding:16px 22px;
  font-size:0.9rem;
  line-height:1.5;
}

.stp-compare-row.is-head .stp-compare-cell{
  font-family:'Playfair Display',serif;
  font-size:0.98rem;
}

.stp-compare-cell:first-child{
  border-right:1px solid rgba(11,31,51,0.1);
}

.stp-compare-row.is-head .stp-compare-cell:first-child{
  border-right:1px solid rgba(201,162,77,0.2);
}

.stp-compare-row:not(.is-head) .stp-compare-cell:first-child{
  color:var(--on-cream);
  background:#fff;
}

.stp-compare-row:not(.is-head) .stp-compare-cell:last-child{
  color:var(--on-cream-mute);
  background:#fbfaf8;
}

.stp-vssip-takeaway{
  text-align:center;
  font-family:'Playfair Display',serif;
  font-style:italic;
  font-size:1.2rem;
  color:var(--on-cream);
  max-width:52ch;
  margin:0 auto;
}


/* =========================================================
   05 HOW STP WORKS
   ========================================================= */

.stp-how{
  background:var(--neutral);
  padding:clamp(64px,9vw,104px) 0;
}

.stp-how .stp-section-head{
  margin:0 auto clamp(48px,6vw,60px);
  text-align:center;
  max-width:660px;
}

.stp-how .stp-eyebrow{
  justify-content:center;
}

.stp-steps{
  display:flex;
  gap:clamp(10px,1.6vw,20px);
  max-width:1180px;
  margin:0 auto clamp(44px,5.5vw,52px);
  flex-wrap:wrap;
}

.stp-step{
  flex:1 1 calc(20% - 16px);
  min-width:170px;
  position:relative;
  padding-top:40px;
}

.stp-step::before{
  content:'';
  position:absolute;
  top:13px;
  left:0;
  right:0;
  height:1px;
  background:rgba(11,31,51,0.16);
}

.stp-step:first-child::before{
  left:50%;
}

.stp-step:last-child::before{
  right:50%;
}

.stp-step-marker{
  position:absolute;
  top:0;
  left:50%;
  transform:translateX(-50%);
  width:28px;
  height:28px;
  border-radius:50%;
  background:var(--navy);
  color:var(--gold);
  display:flex;
  align-items:center;
  justify-content:center;
  font-size:0.78rem;
  font-weight:600;
  font-family:'Playfair Display',serif;
}

.stp-step-icon{
  width:42px;
  height:42px;
  border-radius:50%;
  border:1px solid var(--gold-dim);
  color:var(--gold-dark);
  display:flex;
  align-items:center;
  justify-content:center;
  margin:0 auto 14px;
  background:#fff;
}

.stp-step-icon svg{
  width:18px;
  height:18px;
}

.stp-step h3{
  text-align:center;
  font-size:0.94rem;
  margin-bottom:8px;
}

.stp-step p{
  text-align:center;
  font-size:0.82rem;
  line-height:1.56;
  color:var(--on-cream-mute);
}

.stp-how-flow{
  display:flex;
  align-items:center;
  justify-content:center;
  gap:0;
  max-width:960px;
  margin:0 auto;
  flex-wrap:wrap;
}

.stp-how-flow-node{
  background:#fff;
  border:1px solid rgba(11,31,51,0.14);
  padding:12px 20px;
  font-size:0.86rem;
  color:var(--on-cream);
  text-align:center;
}

.stp-how-flow-arrow{
  color:var(--gold-dark);
  padding:0 10px;
  display:flex;
  align-items:center;
}

.stp-how-flow-arrow svg{
  width:18px;
  height:18px;
}


/* =========================================================
   06 WHY CONSIDER STP
   ========================================================= */

.stp-why{
  padding:clamp(64px,9vw,104px) 0;
}

.stp-why .stp-section-head{
  margin:0 auto clamp(44px,5.5vw,56px);
  text-align:center;
  max-width:660px;
}

.stp-why .stp-eyebrow{
  justify-content:center;
}

.stp-why-grid{
  display:grid;
  grid-template-columns:repeat(3,1fr);
  gap:1px;
  background:rgba(11,31,51,0.1);
  border:1px solid rgba(11,31,51,0.1);
  max-width:1160px;
  margin:0 auto;
}

.stp-why-card{
  background:#fff;
  padding:clamp(26px,2.8vw,32px);
}

.stp-why-icon{
  width:40px;
  height:40px;
  border-radius:50%;
  background:var(--navy);
  color:var(--gold);
  display:flex;
  align-items:center;
  justify-content:center;
  margin-bottom:16px;
}

.stp-why-icon svg{
  width:18px;
  height:18px;
}

.stp-why-card h3{
  font-size:0.98rem;
  margin-bottom:8px;
}

.stp-why-card p{
  font-size:0.86rem;
  line-height:1.6;
  color:var(--on-cream-mute);
}


/* =========================================================
   07 DOES STP REDUCE RISK?
   ========================================================= */

.stp-risk{
  position:relative;
  overflow:hidden;
  background:var(--navy);
  color:var(--on-navy);
  padding:clamp(72px,10vw,116px) 0;
}

.stp-risk-art{
  position:absolute;
  inset:0;
  opacity:0.08;
  pointer-events:none;
}

.stp-risk .stp-section-head{
  position:relative;
  margin:0 auto clamp(16px,2vw,20px);
  text-align:center;
  max-width:640px;
}

.stp-risk .stp-eyebrow{
  justify-content:center;
}

.stp-risk h2{
  color:var(--on-navy);
}

.stp-risk-answer{
  position:relative;
  text-align:center;
  font-family:'Playfair Display',serif;
  font-style:italic;
  font-size:1.3rem;
  color:var(--gold);
  margin:0 auto clamp(20px,2.5vw,24px);
}

.stp-risk-lede{
  position:relative;
  text-align:center;
  font-size:0.96rem;
  line-height:1.8;
  color:var(--on-navy-mute);
  max-width:62ch;
  margin:0 auto clamp(44px,5.5vw,56px);
}

.stp-risk-grid{
  position:relative;
  display:grid;
  grid-template-columns:1fr 1fr;
  gap:1px;
  background:rgba(201,162,77,0.14);
  border:1px solid rgba(201,162,77,0.14);
  max-width:960px;
  margin:0 auto clamp(36px,4.5vw,44px);
}

.stp-risk-col{
  background:var(--navy-deep);
  padding:clamp(24px,2.8vw,30px);
}

.stp-risk-col-head{
  display:flex;
  align-items:center;
  gap:10px;
  margin-bottom:16px;
}

.stp-risk-col-head svg{
  width:17px;
  height:17px;
  color:var(--good);
  flex:none;
}

.stp-risk-col.is-cannot .stp-risk-col-head svg{
  color:var(--warn);
}

.stp-risk-col-head h3{
  font-size:0.94rem;
  color:var(--on-navy);
}

.stp-risk-list{
  list-style:none;
  margin:0;
  padding:0;
}

.stp-risk-list li{
  font-size:0.86rem;
  line-height:1.55;
  color:var(--on-navy-mute);
  padding:7px 0 7px 16px;
  position:relative;
}

.stp-risk-list li::before{
  content:'';
  position:absolute;
  left:0;
  top:14px;
  width:6px;
  height:1px;
  background:var(--gold-dark);
}

.stp-risk-statement{
  position:relative;
  text-align:center;
  font-family:'Playfair Display',serif;
  font-style:italic;
  font-size:1.08rem;
  color:var(--on-navy);
  max-width:56ch;
  margin:0 auto;
}


/* =========================================================
   08 STP VS IMMEDIATE DEPLOYMENT
   ========================================================= */

.stp-vsimmediate{
  background:var(--neutral);
  padding:clamp(64px,9vw,104px) 0;
}

.stp-vsimmediate .stp-section-head{
  margin:0 auto clamp(20px,2.5vw,24px);
  text-align:center;
  max-width:640px;
}

.stp-vsimmediate .stp-eyebrow{
  justify-content:center;
}

.stp-vsimmediate-note{
  text-align:center;
  font-size:0.86rem;
  color:var(--on-cream-mute);
  max-width:56ch;
  margin:0 auto clamp(36px,4.5vw,44px);
}


/* =========================================================
   09 TRANSFER AMOUNT
   ========================================================= */

.stp-amount{
  padding:clamp(64px,9vw,104px) 0;
}

.stp-amount .stp-section-head{
  margin:0 auto clamp(20px,2.5vw,24px);
  text-align:center;
  max-width:660px;
}

.stp-amount .stp-eyebrow{
  justify-content:center;
}

.stp-amount-note{
  text-align:center;
  font-size:0.86rem;
  color:var(--on-cream-mute);
  max-width:56ch;
  margin:0 auto clamp(36px,4.5vw,44px);
}

.stp-amount-chips{
  display:flex;
  flex-wrap:wrap;
  gap:8px;
  justify-content:center;
  max-width:820px;
  margin:0 auto clamp(40px,5vw,48px);
}

.stp-amount-chips span{
  font-size:0.8rem;
  color:var(--on-cream);
  border:1px solid rgba(11,31,51,0.15);
  background:#fff;
  padding:8px 14px;
}

.stp-amount-flow{
  display:flex;
  align-items:center;
  justify-content:center;
  gap:0;
  max-width:960px;
  margin:0 auto;
  flex-wrap:wrap;
}

.stp-amount-flow-node{
  background:#fff;
  border:1px solid rgba(11,31,51,0.14);
  padding:14px 20px;
  font-size:0.86rem;
  color:var(--on-cream);
  text-align:center;
}

.stp-amount-flow-node.is-last{
  background:var(--navy);
  color:var(--on-navy);
  border-color:var(--navy);
  font-family:'Playfair Display',serif;
}

.stp-amount-flow-arrow{
  color:var(--gold-dark);
  padding:0 8px;
  display:flex;
  align-items:center;
}

.stp-amount-flow-arrow svg{
  width:18px;
  height:18px;
}


/* =========================================================
   10 FREQUENCY & DURATION
   ========================================================= */

.stp-freqdur{
  background:var(--neutral);
  padding:clamp(64px,9vw,104px) 0;
}

.stp-freqdur .stp-section-head{
  margin:0 auto clamp(44px,5.5vw,56px);
  text-align:center;
  max-width:660px;
}

.stp-freqdur .stp-eyebrow{
  justify-content:center;
}

.stp-freqdur-grid{
  display:grid;
  grid-template-columns:1fr 1fr;
  gap:1px;
  max-width:1080px;
  margin:0 auto;
  background:rgba(11,31,51,0.1);
  border:1px solid rgba(11,31,51,0.1);
}

.stp-freqdur-col{
  background:#fff;
  padding:clamp(28px,3.2vw,36px);
}

.stp-freqdur-col-head{
  display:flex;
  align-items:center;
  gap:10px;
  margin-bottom:14px;
}

.stp-freqdur-col-head svg{
  width:18px;
  height:18px;
  color:var(--gold-dark);
  flex:none;
}

.stp-freqdur-col-head h3{
  font-size:1rem;
}

.stp-freqdur-col p{
  font-size:0.9rem;
  line-height:1.65;
  color:var(--on-cream-mute);
  margin-bottom:14px;
}

.stp-freqdur-chips{
  display:flex;
  flex-wrap:wrap;
  gap:7px;
  margin-bottom:14px;
}

.stp-freqdur-chips span{
  font-size:0.76rem;
  color:var(--on-cream);
  border:1px solid rgba(11,31,51,0.14);
  padding:6px 11px;
}

.stp-freqdur-note{
  font-family:'Playfair Display',serif;
  font-style:italic;
  font-size:0.94rem;
  color:var(--on-cream);
}


/* =========================================================
   11 / 12 SOURCE INVESTMENT / DESTINATION ALLOCATION
   ========================================================= */

.stp-sourcedest{
  padding:clamp(64px,9vw,104px) 0;
}

.stp-sourcedest-block + .stp-sourcedest-block{
  margin-top:clamp(56px,7vw,80px);
}

.stp-sourcedest .stp-section-head{
  margin:0 auto clamp(28px,3.5vw,36px);
  text-align:center;
  max-width:640px;
}

.stp-sourcedest .stp-eyebrow{
  justify-content:center;
}

.stp-sourcedest-grid{
  display:flex;
  flex-wrap:wrap;
  gap:8px;
  justify-content:center;
  max-width:900px;
  margin:0 auto clamp(24px,3vw,28px);
}

.stp-sourcedest-grid span{
  display:inline-flex;
  align-items:center;
  gap:8px;
  font-size:0.84rem;
  color:var(--on-cream);
  border:1px solid rgba(11,31,51,0.14);
  background:#fff;
  padding:9px 15px;
}

.stp-sourcedest-grid span svg{
  width:14px;
  height:14px;
  color:var(--gold-dark);
}

.stp-sourcedest-key{
  text-align:center;
  font-family:'Playfair Display',serif;
  font-style:italic;
  font-size:1.04rem;
  color:var(--on-cream);
  max-width:58ch;
  margin:0 auto;
}


/* =========================================================
   13 BEHAVIOURAL FINANCE
   ========================================================= */

.stp-behavioural{
  position:relative;
  overflow:hidden;
  background:var(--navy);
  color:var(--on-navy);
  padding:clamp(72px,10vw,116px) 0;
}

.stp-behavioural-art{
  position:absolute;
  inset:0;
  opacity:0.08;
  pointer-events:none;
}

.stp-behavioural .stp-section-head{
  position:relative;
  margin:0 auto clamp(20px,2.5vw,24px);
  text-align:center;
  max-width:660px;
}

.stp-behavioural .stp-eyebrow{
  justify-content:center;
}

.stp-behavioural h2{
  color:var(--on-navy);
}

.stp-behavioural-lede{
  position:relative;
  text-align:center;
  font-size:0.98rem;
  line-height:1.8;
  color:var(--on-navy-mute);
  max-width:62ch;
  margin:0 auto clamp(44px,5.5vw,56px);
}

.stp-flow-pair{
  position:relative;
  max-width:1000px;
  margin:0 auto clamp(28px,3.5vw,32px);
}

.stp-flow-row{
  display:flex;
  align-items:center;
  justify-content:center;
  gap:0;
  flex-wrap:wrap;
  margin-bottom:14px;
}

.stp-flow-row.is-negative .stp-flow-node{
  border-color:rgba(181,80,46,0.4);
}

.stp-flow-row.is-positive .stp-flow-node{
  border-color:var(--gold-dim);
}

.stp-flow-node{
  background:var(--navy-deep);
  border:1px solid rgba(201,162,77,0.2);
  padding:11px 16px;
  font-size:0.82rem;
  color:var(--on-navy);
  text-align:center;
}

.stp-flow-arrow{
  color:var(--gold-dark);
  padding:0 8px;
  display:flex;
  align-items:center;
}

.stp-flow-arrow svg{
  width:16px;
  height:16px;
}

.stp-behavioural-caveat{
  position:relative;
  text-align:center;
  font-size:0.86rem;
  color:var(--on-navy-mute);
  max-width:60ch;
  margin:clamp(24px,3vw,28px) auto 0;
  border-top:1px solid rgba(201,162,77,0.18);
  padding-top:20px;
}


/* =========================================================
   14 COMMON STP MISTAKES
   ========================================================= */

.stp-mistakes{
  background:var(--neutral);
  padding:clamp(64px,9vw,104px) 0;
}

.stp-mistakes .stp-section-head{
  margin:0 auto clamp(44px,5.5vw,56px);
  text-align:center;
  max-width:660px;
}

.stp-mistakes .stp-eyebrow{
  justify-content:center;
}

.stp-mistakes-grid{
  display:grid;
  grid-template-columns:repeat(4,1fr);
  gap:1px;
  background:rgba(11,31,51,0.1);
  border:1px solid rgba(11,31,51,0.1);
  max-width:1160px;
  margin:0 auto;
}

.stp-mistake-card{
  background:#fff;
  padding:clamp(24px,2.8vw,30px);
}

.stp-mistake-no{
  font-family:'Playfair Display',serif;
  font-size:1.15rem;
  color:var(--gold-dark);
  margin-bottom:10px;
}

.stp-mistake-card h3{
  font-size:0.92rem;
  margin-bottom:8px;
  line-height:1.35;
}

.stp-mistake-card p{
  font-size:0.84rem;
  line-height:1.58;
  color:var(--on-cream-mute);
}


/* =========================================================
   15 STP & VALUATION
   ========================================================= */

.stp-valuation{
  padding:clamp(64px,9vw,104px) 0;
}

.stp-valuation-grid{
  display:grid;
  grid-template-columns:1fr 0.9fr;
  gap:clamp(40px,5vw,64px);
  align-items:center;
  max-width:1080px;
  margin:0 auto;
}

.stp-valuation-copy p{
  font-size:1rem;
  line-height:1.85;
  color:var(--on-cream-mute);
  margin-top:16px;
  max-width:52ch;
}

.stp-valuation-signature{
  margin-top:20px;
  font-family:'Playfair Display',serif;
  font-style:italic;
  font-size:1.08rem;
  color:var(--on-cream);
}

.stp-valuation-list{
  list-style:none;
  margin:0;
  padding:0;
  border:1px solid rgba(11,31,51,0.12);
}

.stp-valuation-list li{
  padding:13px 18px;
  font-size:0.9rem;
  color:var(--on-cream);
  border-bottom:1px solid rgba(11,31,51,0.1);
  background:#fff;
}

.stp-valuation-list li:last-child{
  border-bottom:none;
}

.stp-valuation-list li:nth-child(even){
  background:#fbfaf8;
}


/* =========================================================
   16 LUMP SUM → STP RELATIONSHIP
   ========================================================= */

.stp-lumprelation{
  background:var(--neutral);
  padding:clamp(64px,9vw,104px) 0;
}

.stp-lumprelation .stp-section-head{
  margin:0 auto clamp(44px,5.5vw,56px);
  text-align:center;
  max-width:660px;
}

.stp-lumprelation .stp-eyebrow{
  justify-content:center;
}

.stp-lumprelation-flow{
  display:flex;
  flex-direction:column;
  align-items:center;
  max-width:420px;
  margin:0 auto;
}

.stp-lumprelation-node{
  width:100%;
  background:#fff;
  border:1px solid rgba(11,31,51,0.14);
  padding:16px 22px;
  text-align:center;
  font-size:0.94rem;
  color:var(--on-cream);
  display:flex;
  align-items:center;
  justify-content:center;
  gap:10px;
}

.stp-lumprelation-node svg{
  width:16px;
  height:16px;
  color:var(--gold-dark);
  flex:none;
}

.stp-lumprelation-node.is-first{
  background:var(--navy);
  color:var(--on-navy);
  border-color:var(--navy);
  font-family:'Playfair Display',serif;
}

.stp-lumprelation-node.is-first svg{
  color:var(--gold);
}

.stp-lumprelation-node.is-focus{
  background:var(--gold);
  color:var(--navy-deep);
  border-color:var(--gold);
  font-weight:600;
}

.stp-lumprelation-node.is-focus svg{
  color:var(--navy-deep);
}

.stp-lumprelation-node.is-last{
  background:var(--navy-deep);
  color:var(--on-navy);
  border-color:var(--navy-deep);
  font-family:'Playfair Display',serif;
}

.stp-lumprelation-node.is-last svg{
  color:var(--gold);
}

.stp-lumprelation-arrow{
  color:var(--gold-dark);
  padding:6px 0;
}

.stp-lumprelation-arrow svg{
  width:16px;
  height:16px;
}

.stp-lumprelation-links{
  display:flex;
  gap:24px;
  justify-content:center;
  flex-wrap:wrap;
  margin-top:clamp(32px,4vw,40px);
}

.stp-lumprelation-links a{
  font-size:0.88rem;
  color:var(--gold-dark);
  border-bottom:1px solid var(--gold-dim);
}

.stp-lumprelation-links a:hover{
  border-color:var(--gold-dark);
}


/* =========================================================
   17 SIGNATURE EVALUATION FRAMEWORK
   ========================================================= */

.stp-evaluation{
  position:relative;
  overflow:hidden;
  background:var(--navy);
  color:var(--on-navy);
  padding:clamp(72px,10vw,116px) 0;
}

.stp-evaluation-art{
  position:absolute;
  inset:0;
  opacity:0.08;
  pointer-events:none;
}

.stp-evaluation .stp-section-head{
  position:relative;
  margin:0 auto clamp(44px,5.5vw,56px);
  text-align:center;
  max-width:660px;
}

.stp-evaluation .stp-eyebrow{
  justify-content:center;
}

.stp-evaluation h2{
  color:var(--on-navy);
}

.stp-eval-grid{
  position:relative;
  display:grid;
  grid-template-columns:repeat(3,1fr);
  gap:1px;
  max-width:1060px;
  margin:0 auto;
  background:rgba(201,162,77,0.14);
  border:1px solid rgba(201,162,77,0.14);
}

.stp-eval-card{
  background:var(--navy-deep);
  padding:clamp(26px,2.8vw,32px);
}

.stp-eval-no{
  font-family:'Playfair Display',serif;
  font-size:1.3rem;
  color:var(--gold);
  margin-bottom:10px;
}

.stp-eval-card h3{
  font-size:0.98rem;
  margin-bottom:8px;
  color:var(--on-navy);
}

.stp-eval-card p{
  font-size:0.86rem;
  line-height:1.6;
  color:var(--on-navy-mute);
}


/* =========================================================
   18 OUR PERSPECTIVE
   ========================================================= */

.stp-perspective{
  background:var(--navy-deep);
  color:var(--on-navy);
  padding:clamp(72px,10vw,116px) 0;
  text-align:center;
}

.stp-perspective .stp-wrap{
  max-width:720px;
}

.stp-perspective h2{
  color:var(--on-navy);
  font-size:clamp(1.6rem,3.2vw,2.2rem);
  line-height:1.32;
  margin-bottom:24px;
}

.stp-perspective p{
  font-size:1rem;
  line-height:1.85;
  color:var(--on-navy-mute);
  margin-bottom:16px;
}

.stp-perspective-signature{
  margin-top:28px;
  font-family:'Playfair Display',serif;
  font-style:italic;
  font-size:1.2rem;
  line-height:1.55;
  color:var(--gold);
}


/* =========================================================
   19 WHO IS THIS FOR?
   ========================================================= */

.stp-who{
  padding:clamp(64px,9vw,104px) 0;
}

.stp-who .stp-section-head{
  margin:0 auto clamp(44px,5.5vw,56px);
  text-align:center;
  max-width:660px;
}

.stp-who .stp-eyebrow{
  justify-content:center;
}

.stp-who-grid{
  display:grid;
  grid-template-columns:1fr 1fr;
  gap:1px;
  max-width:1080px;
  margin:0 auto;
  background:rgba(11,31,51,0.1);
  border:1px solid rgba(11,31,51,0.1);
}

.stp-who-col{
  background:#fff;
  padding:clamp(28px,3.2vw,36px);
}

.stp-who-col.is-caution{
  background:#fbfaf8;
}

.stp-who-col-head{
  display:flex;
  align-items:center;
  gap:10px;
  margin-bottom:18px;
}

.stp-who-col-head svg{
  width:18px;
  height:18px;
  color:var(--gold-dark);
  flex:none;
}

.stp-who-col.is-caution .stp-who-col-head svg{
  color:var(--warn);
}

.stp-who-col-head h3{
  font-size:1rem;
}

.stp-who-list{
  list-style:none;
  margin:0;
  padding:0;
}

.stp-who-list li{
  font-size:0.9rem;
  line-height:1.6;
  color:var(--on-cream-mute);
  padding:8px 0 8px 18px;
  position:relative;
  border-top:1px solid rgba(11,31,51,0.08);
}

.stp-who-list li:first-child{
  border-top:none;
}

.stp-who-list li::before{
  content:'';
  position:absolute;
  left:0;
  top:16px;
  width:7px;
  height:1px;
  background:var(--gold-dark);
}

.stp-who-col.is-caution .stp-who-list li::before{
  background:var(--warn);
}


/* =========================================================
   20 HOW SA HEDGE FUND WORKS
   ========================================================= */

.stp-works{
  background:var(--neutral);
  padding:clamp(64px,9vw,104px) 0;
}

.stp-works .stp-section-head{
  margin:0 auto clamp(44px,5.5vw,56px);
  text-align:center;
  max-width:660px;
}

.stp-works .stp-eyebrow{
  justify-content:center;
}

.stp-works-grid{
  display:grid;
  grid-template-columns:repeat(5,1fr);
  gap:1px;
  background:rgba(11,31,51,0.1);
  border:1px solid rgba(11,31,51,0.1);
  max-width:1160px;
  margin:0 auto;
}

.stp-works-card{
  background:#fff;
  padding:clamp(22px,2.4vw,28px) clamp(16px,1.8vw,20px);
  text-align:center;
}

.stp-works-icon{
  width:40px;
  height:40px;
  border-radius:50%;
  background:var(--navy);
  color:var(--gold);
  display:flex;
  align-items:center;
  justify-content:center;
  margin:0 auto 14px;
}

.stp-works-icon svg{
  width:17px;
  height:17px;
}

.stp-works-card h3{
  font-size:0.94rem;
  margin-bottom:6px;
}

.stp-works-card p{
  font-size:0.8rem;
  line-height:1.5;
  color:var(--on-cream-mute);
}


/* =========================================================
   21 RESEARCH & EDUCATION
   ========================================================= */

.stp-research{
  padding:clamp(64px,9vw,104px) 0;
}

.stp-research .stp-section-head{
  margin:0 0 clamp(12px,1.6vw,16px);
}

.stp-research-note{
  font-size:0.86rem;
  color:var(--on-cream-mute);
  margin-bottom:clamp(36px,4.5vw,48px);
  max-width:62ch;
}

.stp-research-grid{
  display:grid;
  grid-template-columns:repeat(4,1fr);
  gap:1px;
  background:rgba(11,31,51,0.1);
  border:1px solid rgba(11,31,51,0.1);
}

.stp-research-card{
  background:#fbfaf8;
  padding:clamp(22px,2.6vw,26px);
  display:flex;
  flex-direction:column;
}

.stp-research-card h3{
  font-size:0.92rem;
  line-height:1.4;
  margin-bottom:14px;
  color:var(--on-cream-mute);
  flex:1;
}

.stp-soon{
  font-size:0.72rem;
  font-weight:600;
  letter-spacing:0.05em;
  text-transform:uppercase;
  color:var(--on-cream-mute);
  display:inline-flex;
  align-items:center;
  gap:6px;
  width:fit-content;
}

.stp-soon::before{
  content:'';
  width:6px;
  height:6px;
  border-radius:50%;
  background:var(--on-cream-mute);
}


/* =========================================================
   22 FAQ
   ========================================================= */

.stp-faq{
  background:var(--neutral);
  padding:clamp(64px,9vw,104px) 0;
}

.stp-faq .stp-wrap{
  max-width:var(--read);
}

.stp-faq .stp-section-head{
  margin-bottom:clamp(36px,5vw,48px);
}

.stp-faq-list{
  border-top:1px solid rgba(11,31,51,0.12);
}

.stp-faq-item{
  border-bottom:1px solid rgba(11,31,51,0.12);
}

.stp-faq-item summary{
  list-style:none;
  cursor:pointer;
  display:flex;
  align-items:center;
  justify-content:space-between;
  gap:20px;
  padding:20px 2px;
  font-size:0.96rem;
  font-weight:500;
  color:var(--on-cream);
}

.stp-faq-item summary::-webkit-details-marker{
  display:none;
}

.stp-faq-item[open] .stp-chevron{
  transform:rotate(180deg);
}

.stp-chevron{
  transition:transform .25s ease;
  color:var(--gold-dark);
  flex:none;
}

.stp-faq-item p{
  font-size:0.93rem;
  line-height:1.72;
  color:var(--on-cream-mute);
  max-width:66ch;
  padding:0 2px 20px;
}


/* =========================================================
   23 RELATED GROW SERVICES
   ========================================================= */

.stp-related{
  padding:clamp(64px,9vw,104px) 0;
}

.stp-related .stp-section-head{
  margin:0 auto clamp(44px,5.5vw,56px);
  text-align:center;
  max-width:640px;
}

.stp-related .stp-eyebrow{
  justify-content:center;
}

.stp-related-live{
  display:grid;
  grid-template-columns:repeat(3,1fr);
  gap:1px;
  background:rgba(11,31,51,0.1);
  border:1px solid rgba(11,31,51,0.1);
  max-width:1080px;
  margin:0 auto clamp(32px,4vw,40px);
}

.stp-related-card{
  background:#fff;
  padding:clamp(24px,2.8vw,30px);
  display:flex;
  flex-direction:column;
  gap:6px;
}

.stp-related-card h3{
  font-size:0.98rem;
}

.stp-related-card span{
  font-size:0.82rem;
  color:var(--on-cream-mute);
  flex:1;
}

.stp-related-card .stp-related-go{
  display:inline-flex;
  align-items:center;
  gap:6px;
  font-size:0.8rem;
  color:var(--gold-dark);
  margin-top:4px;
}

.stp-related-card .stp-related-go svg{
  width:14px;
  height:14px;
  transition:transform .2s ease;
}

.stp-related-card:hover .stp-related-go svg{
  transform:translateX(3px);
}

.stp-related-future{
  display:flex;
  flex-wrap:wrap;
  gap:8px;
  justify-content:center;
  max-width:820px;
  margin:0 auto;
}

.stp-related-chip{
  font-size:0.78rem;
  color:var(--on-cream-mute);
  border:1px dashed rgba(11,31,51,0.2);
  padding:8px 14px;
  display:inline-flex;
  align-items:center;
  gap:6px;
}

.stp-related-chip::before{
  content:'';
  width:5px;
  height:5px;
  border-radius:50%;
  background:rgba(90,101,121,0.5);
}


/* =========================================================
   24 FINAL CTA
   ========================================================= */

.stp-cta{
  background:var(--navy);
  color:var(--on-navy);
  padding:clamp(72px,10vw,120px) 0;
  text-align:center;
}

.stp-cta .stp-wrap{
  max-width:640px;
}

.stp-cta-rule{
  width:44px;
  height:2px;
  background:var(--gold);
  margin:0 auto 32px;
}

.stp-cta h2{
  font-size:clamp(1.6rem,3.2vw,2.15rem);
  margin-bottom:18px;
  line-height:1.3;
  color:var(--on-navy);
}

.stp-cta p{
  font-size:1.02rem;
  line-height:1.75;
  color:var(--on-navy-mute);
  margin-bottom:36px;
}

.stp-cta-actions{
  display:flex;
  gap:22px;
  justify-content:center;
  flex-wrap:wrap;
}


/* =========================================================
   WHATSAPP AFFORDANCE
   ========================================================= */

.stp-wa-icon{
  width:16px;
  height:16px;
}


/* =========================================================
   MOBILE STICKY CONVERSION BAR
   ========================================================= */

.stp-sticky-cta{
  display:none;
}


/* =========================================================
   TABLET
   ========================================================= */

@media (max-width:980px){

  .nav-links{
    display:none;
  }

  .nav-burger{
    display:flex;
  }

  .stp-central-grid{
    grid-template-columns:1fr;
  }

  .stp-what-grid{
    grid-template-columns:repeat(2,1fr);
  }

  .stp-why-grid{
    grid-template-columns:repeat(2,1fr);
  }

  .stp-risk-grid{
    grid-template-columns:1fr;
  }

  .stp-mistakes-grid{
    grid-template-columns:repeat(2,1fr);
  }

  .stp-valuation-grid{
    grid-template-columns:1fr;
  }

  .stp-freqdur-grid{
    grid-template-columns:1fr;
  }

  .stp-eval-grid{
    grid-template-columns:1fr;
  }

  .stp-who-grid{
    grid-template-columns:1fr;
  }

  .stp-works-grid{
    grid-template-columns:repeat(2,1fr);
  }

  .stp-research-grid{
    grid-template-columns:repeat(2,1fr);
  }

  .stp-related-live{
    grid-template-columns:1fr;
  }

  .stp-steps{
    flex-wrap:wrap;
  }

  .stp-step{
    flex:1 1 calc(33.33% - 14px);
    margin-bottom:28px;
  }

  .stp-sticky-cta{
    display:flex;
    position:fixed;
    left:0;
    right:0;
    bottom:0;
    z-index:70;
    background:rgba(7,21,35,0.97);
    backdrop-filter:blur(8px);
    border-top:1px solid rgba(201,162,77,0.22);
  }

  .stp-sticky-cta a{
    flex:1;
    text-align:center;
    padding:14px 10px;
    font-size:0.8rem;
    color:var(--on-navy);
    min-height:48px;
    display:flex;
    align-items:center;
    justify-content:center;
  }

  .stp-sticky-cta a:first-child{
    border-right:1px solid rgba(201,162,77,0.18);
    color:var(--gold);
    font-weight:500;
  }

  .stp-root{
    padding-bottom:56px;
  }
}


/* =========================================================
   MOBILE
   ========================================================= */

@media (max-width:640px){

  .stp-what-grid,
  .stp-why-grid,
  .stp-mistakes-grid,
  .stp-works-grid,
  .stp-research-grid{
    grid-template-columns:1fr;
  }

  .stp-step{
    flex:1 1 100%;
  }

  .stp-compare-row{
    grid-template-columns:1fr;
  }

  .stp-compare-cell:first-child{
    border-right:none;
    border-bottom:1px solid rgba(11,31,51,0.1);
  }

  .stp-hero-actions,
  .stp-cta-actions{
    flex-direction:column;
    align-items:flex-start;
  }

  .stp-cta-actions{
    align-items:center;
  }
}