/* =========================================================
   TOKENS — identical values to the shared SA Hedge Fund system,
   scoped to .swp-root so nothing leaks into, or is overridden
   by, sibling Grow pages (SIP, STP, Mutual Funds, Lump Sum).
   ========================================================= */
.swp-root{
  --navy:#0B1F33; --navy-deep:#071523; --navy-raise:#112A44;
  --gold:#C9A24D; --gold-dim:rgba(201,162,77,0.28); --gold-dark:#9A7A34;
  --cream:#F3EFE7; --neutral:#F3F1ED;
  --on-navy:#F3EFE7; --on-navy-mute:#9FAFC2;
  --on-cream:#0B1F33; --on-cream-mute:#5A6579;
  --good:#5B8A6B; --warn:#B5502E;
  --max:1220px; --gutter:clamp(20px,4vw,48px); --read:720px;
}
.swp-root, .swp-root *{ box-sizing:border-box; }
.swp-root{ background:var(--cream); color:var(--on-cream); font-family:'Inter',sans-serif; -webkit-font-smoothing:antialiased; }
.swp-root h1, .swp-root h2, .swp-root h3, .swp-root h4, .swp-root .serif{ font-family:'Playfair Display',serif; font-weight:600; margin:0; }
.swp-root p{ margin:0; }
.swp-root a{ color:inherit; text-decoration:none; }
.swp-root ::selection{ background:var(--gold); color:var(--navy-deep); }
.swp-wrap{ max-width:var(--max); margin:0 auto; padding:0 var(--gutter); }

.swp-skip-link{ position:absolute; left:-9999px; top:0; z-index:200; background:var(--gold); color:var(--navy-deep); padding:12px 20px; font-size:0.85rem; font-weight:600; }
.swp-skip-link:focus{ left:16px; top:16px; }
a:focus-visible, button:focus-visible, summary:focus-visible, input:focus-visible{ outline:2px solid var(--gold); outline-offset:3px; }

.swp-eyebrow{ display:inline-flex; align-items:center; gap:10px; font-size:0.74rem; letter-spacing:0.16em; text-transform:uppercase; color:var(--gold-dark); margin-bottom:20px; }
.swp-eyebrow::before{ content:''; width:24px; height:1px; background:var(--gold-dark); }
.swp-eyebrow-light{ color:var(--gold); }
.swp-eyebrow-light::before{ background:var(--gold); }

.swp-btn{ display:inline-flex; align-items:center; gap:10px; min-height:48px; padding:0 26px; font-size:0.86rem; letter-spacing:0.02em; transition:all .25s ease; border:1px solid transparent; cursor:pointer; font-family:'Inter',sans-serif; background:none; }
.swp-btn-primary{ background:var(--gold); color:var(--navy-deep); font-weight:500; }
.swp-btn-primary:hover{ background:#dcb769; }
.swp-btn-line{ border-bottom:1px solid rgba(11,31,51,0.25); padding:0 0 4px; color:var(--on-cream); }
.swp-btn-line:hover{ border-color:var(--gold-dark); color:var(--gold-dark); }
.swp-btn-line-light{ border-color:rgba(243,239,231,0.35); color:var(--on-navy); }
.swp-btn-line-light:hover{ color:var(--gold); border-color:var(--gold); }
.swp-btn:hover .swp-arrow{ transform:translateX(3px); }
.swp-arrow{ transition:transform .25s ease; display:inline-block; }
.swp-section-head{ max-width:680px; }
.swp-section-head h2{ font-size:clamp(1.5rem,2.8vw,2.05rem); }

/* ---------- breadcrumb trail ---------- */
.swp-crumbs{ background:var(--navy-deep); border-bottom:1px solid rgba(201,162,77,0.14); }
.swp-crumbs ol{ list-style:none; display:flex; flex-wrap:wrap; align-items:center; gap:8px; margin:0; padding:12px var(--gutter); max-width:var(--max); margin:0 auto; font-size:0.76rem; color:var(--on-navy-mute); }
.swp-crumbs a{ color:var(--on-navy-mute); }
.swp-crumbs a:hover{ color:var(--gold); }
.swp-crumbs li[aria-current]{ color:var(--gold); }
.swp-crumbs li:not(:last-child)::after{ content:'/'; margin-left:8px; color:rgba(159,175,194,0.4); }


.swp-root .reveal{ opacity:0; transform:translateY(16px); transition:opacity .7s ease, transform .7s ease; }
.swp-root .reveal.in{ opacity:1; transform:none; }
@media (prefers-reduced-motion: reduce){ .swp-root .reveal{ opacity:1; transform:none; transition:none; } }

.swp-art{ position:absolute; inset:0; pointer-events:none; z-index:0; }

/* =========================================================
   01 HERO — Portfolio → Withdrawal Schedule → Cash Flow →
   Remaining Portfolio, rendered as directional lines, portfolio
   nodes and periodic withdrawal markers. No cash piles, no
   upward "guaranteed profit" charts.
   ========================================================= */
.swp-hero{ position:relative; background:var(--navy); color:var(--on-navy); padding:clamp(60px,9vw,100px) 0 clamp(68px,10vw,108px); overflow:hidden; }
.swp-hero-art{ position:absolute; inset:0; opacity:0.17; pointer-events:none; }
.swp-hero-inner{ position:relative; max-width:760px; }
.swp-hero h1{ font-size:clamp(2.2rem,4.6vw,3.3rem); line-height:1.15; letter-spacing:-0.01em; margin-bottom:20px; }
.swp-hero-statement{ font-size:1.18rem; line-height:1.6; color:var(--on-navy); max-width:52ch; margin-bottom:16px; font-style:italic; font-family:'Playfair Display',serif; font-weight:500; }
.swp-hero-sub{ font-size:1rem; line-height:1.8; color:var(--on-navy-mute); max-width:62ch; margin-bottom:36px; }
.swp-hero-actions{ display:flex; gap:20px; flex-wrap:wrap; }

/* =========================================================
   02 CENTRAL QUESTION
   ========================================================= */
.swp-question{ padding:clamp(64px,9vw,104px) 0; }
.swp-question-grid{ display:grid; grid-template-columns:1.05fr 0.95fr; gap:clamp(40px,5vw,64px); align-items:start; max-width:1120px; margin:0 auto; }
.swp-question-copy p{ font-size:1rem; line-height:1.85; color:var(--on-cream-mute); margin-top:16px; max-width:56ch; }
.swp-question-list{ list-style:none; margin:16px 0 0; padding:0; display:flex; flex-wrap:wrap; gap:8px; }
.swp-question-list li{ font-size:0.8rem; color:var(--on-cream); background:#fff; border:1px solid rgba(11,31,51,0.14); padding:8px 12px; }
.swp-flow{ display:flex; flex-direction:column; gap:0; }
.swp-flow-node{ background:#fff; border:1px solid rgba(11,31,51,0.12); padding:16px 18px; text-align:center; font-size:0.86rem; color:var(--on-cream); }
.swp-flow-node.is-emphasis{ background:var(--navy); color:var(--on-navy); border-color:var(--navy); }
.swp-flow-arrow{ text-align:center; color:var(--gold-dark); padding:5px 0; }
.swp-flow-arrow svg{ width:15px; height:15px; transform:rotate(90deg); }

/* =========================================================
   03 WHAT IS SWP — six-component breakdown, low visual weight
   ========================================================= */
.swp-what{ background:var(--neutral); padding:clamp(64px,9vw,104px) 0; }
.swp-what .swp-section-head{ margin:0 auto clamp(20px,2.5vw,24px); text-align:center; max-width:680px; }
.swp-what .swp-eyebrow{ justify-content:center; }
.swp-what-def{ text-align:center; max-width:680px; margin:0 auto clamp(44px,5.5vw,52px); font-size:0.98rem; line-height:1.75; color:var(--on-cream-mute); }
.swp-what-grid{ display:grid; grid-template-columns:repeat(3,1fr); gap:1px; background:rgba(11,31,51,0.1); border:1px solid rgba(11,31,51,0.1); max-width:1160px; margin:0 auto; }
.swp-what-card{ background:#fff; padding:clamp(22px,2.4vw,26px); }
.swp-what-num{ font-family:'Playfair Display',serif; font-size:0.8rem; color:var(--gold-dark); margin-bottom:10px; }
.swp-what-card h3{ font-size:0.94rem; margin-bottom:7px; }
.swp-what-card p{ font-size:0.82rem; line-height:1.55; color:var(--on-cream-mute); }

/* =========================================================
   04 SWP VS SIP — semantic comparison table
   ========================================================= */
.swp-vs{ padding:clamp(64px,9vw,104px) 0; }
.swp-vs .swp-section-head{ margin:0 auto clamp(36px,4.5vw,44px); text-align:center; max-width:680px; }
.swp-vs .swp-eyebrow{ justify-content:center; }
.swp-vs-table-wrap{ max-width:900px; margin:0 auto; overflow-x:auto; }
.swp-vs-table{ width:100%; border-collapse:collapse; background:#fff; border:1px solid rgba(11,31,51,0.12); }
.swp-vs-table caption{ caption-side:top; text-align:left; font-size:0.76rem; color:var(--on-cream-mute); padding:0 0 10px; }
.swp-vs-table th, .swp-vs-table td{ text-align:left; padding:14px 18px; font-size:0.88rem; border-bottom:1px solid rgba(11,31,51,0.1); }
.swp-vs-table thead th{ background:var(--navy); color:var(--on-navy); font-family:'Playfair Display',serif; font-weight:600; font-size:0.92rem; }
.swp-vs-table tbody td:first-child{ color:var(--on-cream-mute); width:34%; }
.swp-vs-note{ text-align:center; font-family:'Playfair Display',serif; font-style:italic; font-size:1.04rem; color:var(--on-cream); max-width:520px; margin:clamp(28px,3.5vw,32px) auto 0; }

/* =========================================================
   05 HOW SWP WORKS — five-stage flow + summary diagram
   ========================================================= */
.swp-how{ background:var(--neutral); padding:clamp(64px,9vw,104px) 0; }
.swp-how .swp-section-head{ margin:0 auto clamp(44px,5.5vw,52px); text-align:center; max-width:680px; }
.swp-how .swp-eyebrow{ justify-content:center; }
.swp-how-steps{ display:flex; gap:clamp(10px,1.6vw,20px); max-width:1080px; margin:0 auto clamp(48px,6vw,56px); flex-wrap:wrap; }
.swp-how-step{ flex:1 1 calc(20% - 16px); min-width:150px; position:relative; padding-top:40px; }
.swp-how-step::before{ content:''; position:absolute; top:13px; left:0; right:0; height:1px; background:rgba(11,31,51,0.16); }
.swp-how-step:first-child::before{ left:50%; }
.swp-how-step:last-child::before{ right:50%; }
.swp-how-step-marker{ position:absolute; top:0; left:50%; transform:translateX(-50%); width:28px; height:28px; border-radius:50%; background:var(--navy); color:var(--gold); display:flex; align-items:center; justify-content:center; font-size:0.78rem; font-weight:600; font-family:'Playfair Display',serif; }
.swp-how-step h3{ text-align:center; font-size:0.9rem; margin-bottom:6px; }
.swp-how-flow{ display:flex; flex-wrap:wrap; justify-content:center; align-items:center; gap:6px; max-width:900px; margin:0 auto; }
.swp-how-flow-node{ font-size:0.84rem; color:var(--on-cream); background:#fff; border:1px solid rgba(11,31,51,0.14); padding:11px 16px; }
.swp-how-flow-sep{ color:rgba(11,31,51,0.3); display:flex; align-items:center; }
.swp-how-flow-sep svg{ width:14px; height:14px; }

/* =========================================================
   06 THE WITHDRAWAL RATE — key statement, visually emphasized
   ========================================================= */
.swp-rate{ padding:clamp(64px,9vw,104px) 0; }
.swp-rate-grid{ display:grid; grid-template-columns:1fr 1fr; gap:clamp(40px,5vw,64px); align-items:center; max-width:1080px; margin:0 auto; }
.swp-rate-copy p{ font-size:1rem; line-height:1.85; color:var(--on-cream-mute); margin-top:16px; max-width:52ch; }
.swp-rate-tags{ display:flex; flex-wrap:wrap; gap:8px; margin-top:16px; }
.swp-rate-tags span{ font-size:0.8rem; color:var(--on-cream); background:#fff; border:1px solid rgba(11,31,51,0.14); padding:8px 13px; }
.swp-rate-statement{ background:var(--navy); color:var(--on-navy); padding:clamp(36px,4.5vw,48px); text-align:center; }
.swp-rate-statement p{ font-family:'Playfair Display',serif; font-style:italic; font-size:1.2rem; line-height:1.5; color:var(--on-navy); }

/* =========================================================
   07 SWP CALCULATOR — central, interactive
   ========================================================= */
.swp-calc{ position:relative; overflow:hidden; background:var(--neutral); padding:clamp(68px,10vw,112px) 0; }
.swp-calc-art{ position:absolute; inset:0; opacity:0.06; pointer-events:none; }
.swp-calc .swp-section-head{ position:relative; margin:0 auto clamp(44px,5.5vw,52px); text-align:center; max-width:720px; }
.swp-calc .swp-eyebrow{ justify-content:center; }
.swp-calc-panel{ position:relative; display:grid; grid-template-columns:0.85fr 1.15fr; gap:0; max-width:1140px; margin:0 auto; background:#fff; border:1px solid rgba(11,31,51,0.14); }
.swp-calc-inputs{ padding:clamp(28px,3vw,36px); border-right:1px solid rgba(11,31,51,0.12); }
.swp-calc-field{ margin-bottom:18px; }
.swp-calc-field label{ display:block; font-size:0.76rem; color:var(--on-cream-mute); margin-bottom:6px; }
.swp-calc-field .swp-calc-input-wrap{ position:relative; }
.swp-calc-field input{ width:100%; font-family:'Inter',sans-serif; font-size:0.94rem; padding:11px 14px; border:1px solid rgba(11,31,51,0.2); background:var(--cream); color:var(--on-cream); }
.swp-calc-field input:focus{ border-color:var(--gold-dark); background:#fff; }
.swp-calc-suffix{ position:absolute; right:12px; top:50%; transform:translateY(-50%); font-size:0.78rem; color:var(--on-cream-mute); pointer-events:none; }
.swp-calc-btn{ width:100%; margin-top:6px; justify-content:center; }
.swp-calc-results{ padding:clamp(28px,3vw,36px); }
.swp-calc-stats{ display:grid; grid-template-columns:repeat(3,1fr); gap:12px; margin-bottom:24px; }
.swp-calc-stat{ background:var(--neutral); border:1px solid rgba(11,31,51,0.1); padding:14px 16px; }
.swp-calc-stat-label{ font-size:0.68rem; letter-spacing:0.06em; text-transform:uppercase; color:var(--on-cream-mute); margin-bottom:6px; display:block; }
.swp-calc-stat-value{ font-family:'Playfair Display',serif; font-size:1.2rem; color:var(--on-cream); }
.swp-calc-stat-value.is-warn{ color:var(--warn); }
.swp-calc-stat-value.is-good{ color:var(--good); }
.swp-calc-chart-wrap{ border:1px solid rgba(11,31,51,0.1); background:var(--cream); padding:16px; margin-bottom:16px; }
.swp-calc-chart-title{ font-size:0.76rem; color:var(--on-cream-mute); margin-bottom:8px; }
.swp-calc-chart-svg{ width:100%; height:auto; display:block; }
.swp-calc-disclaimer{ font-size:0.76rem; line-height:1.6; color:var(--on-cream-mute); background:rgba(181,80,46,0.06); border:1px solid rgba(181,80,46,0.25); padding:12px 14px; }
.swp-calc-disclaimer strong{ color:var(--warn); }

/* =========================================================
   08 WHAT CAN GO WRONG — seven-risk editorial grid, dark navy
   ========================================================= */
.swp-risks{ position:relative; overflow:hidden; background:var(--navy); color:var(--on-navy); padding:clamp(72px,10vw,116px) 0; }
.swp-risks-art{ position:absolute; inset:0; opacity:0.09; pointer-events:none; }
.swp-risks .swp-section-head{ position:relative; margin:0 auto clamp(44px,5.5vw,56px); text-align:center; max-width:680px; }
.swp-risks .swp-eyebrow{ justify-content:center; }
.swp-risks h2{ color:var(--on-navy); }
.swp-risks-grid{ position:relative; display:grid; grid-template-columns:repeat(4,1fr); gap:1px; max-width:1160px; margin:0 auto; background:rgba(201,162,77,0.14); border:1px solid rgba(201,162,77,0.14); }
.swp-risk-card{ background:var(--navy-deep); padding:clamp(20px,2.2vw,24px); }
.swp-risk-icon{ width:36px; height:36px; border-radius:50%; border:1px solid var(--gold-dim); color:var(--gold); display:flex; align-items:center; justify-content:center; margin-bottom:12px; }
.swp-risk-icon svg{ width:15px; height:15px; }
.swp-risk-card h3{ font-size:0.88rem; margin-bottom:6px; color:var(--on-navy); }
.swp-risk-card p{ font-size:0.78rem; line-height:1.5; color:var(--on-navy-mute); }

/* =========================================================
   09 FIXED VS INCREASING WITHDRAWAL
   ========================================================= */
.swp-fixed{ padding:clamp(64px,9vw,104px) 0; }
.swp-fixed .swp-section-head{ margin:0 auto clamp(40px,5vw,48px); text-align:center; max-width:680px; }
.swp-fixed .swp-eyebrow{ justify-content:center; }
.swp-fixed-grid{ display:grid; grid-template-columns:1fr 1fr; gap:clamp(24px,3vw,32px); max-width:940px; margin:0 auto clamp(28px,3.5vw,32px); }
.swp-fixed-card{ background:#fff; border:1px solid rgba(11,31,51,0.12); padding:clamp(24px,2.8vw,30px); }
.swp-fixed-icon{ width:38px; height:38px; border-radius:50%; background:var(--navy); color:var(--gold); display:flex; align-items:center; justify-content:center; margin-bottom:16px; }
.swp-fixed-icon svg{ width:16px; height:16px; }
.swp-fixed-card h3{ font-size:1rem; margin-bottom:10px; }
.swp-fixed-row{ font-size:0.84rem; line-height:1.6; margin-top:10px; }
.swp-fixed-row b{ color:var(--gold-dark); font-weight:600; }
.swp-fixed-note{ text-align:center; font-family:'Playfair Display',serif; font-style:italic; font-size:1.02rem; color:var(--on-cream); max-width:560px; margin:0 auto; }

/* =========================================================
   10 SWP AND INFLATION — timeline, increasing requirement bars
   ========================================================= */
.swp-inflation{ position:relative; overflow:hidden; background:var(--neutral); padding:clamp(64px,9vw,104px) 0; }
.swp-inflation-art{ position:absolute; inset:0; opacity:0.06; pointer-events:none; }
.swp-inflation .swp-section-head{ position:relative; margin:0 auto clamp(44px,5.5vw,52px); text-align:center; max-width:680px; }
.swp-inflation .swp-eyebrow{ justify-content:center; }
.swp-inflation-timeline{ position:relative; display:flex; justify-content:center; align-items:flex-end; gap:clamp(24px,4vw,56px); max-width:820px; margin:0 auto; padding-top:20px; }
.swp-inflation-col{ text-align:center; }
.swp-inflation-bar{ width:44px; background:linear-gradient(180deg,var(--gold-dark),var(--gold)); margin:0 auto 12px; }
.swp-inflation-col span{ display:block; font-size:0.78rem; color:var(--on-cream-mute); }
.swp-inflation-col strong{ display:block; font-size:0.86rem; color:var(--on-cream); margin-top:2px; }

/* =========================================================
   11 SWP AND MARKET CONDITIONS — two conceptual paths
   ========================================================= */
.swp-market{ padding:clamp(64px,9vw,104px) 0; }
.swp-market .swp-section-head{ margin:0 auto clamp(40px,5vw,48px); text-align:center; max-width:680px; }
.swp-market .swp-eyebrow{ justify-content:center; }
.swp-path{ max-width:820px; margin:0 auto 20px; background:#fff; border:1px solid rgba(11,31,51,0.12); padding:clamp(20px,2.4vw,26px); }
.swp-path-label{ font-size:0.72rem; letter-spacing:0.08em; text-transform:uppercase; color:var(--gold-dark); margin-bottom:14px; }
.swp-path-chain{ display:flex; flex-wrap:wrap; align-items:center; gap:8px; }
.swp-path-chain span{ font-size:0.86rem; color:var(--on-cream); background:var(--neutral); border:1px solid rgba(11,31,51,0.1); padding:9px 14px; }
.swp-path-chain svg{ width:14px; height:14px; color:var(--gold-dark); flex:none; }
.swp-market-note{ text-align:center; font-size:0.86rem; color:var(--on-cream-mute); max-width:60ch; margin:clamp(24px,3vw,28px) auto 0; }

/* =========================================================
   12 BEHAVIOURAL FINANCE
   ========================================================= */
.swp-behaviour{ background:var(--neutral); padding:clamp(64px,9vw,104px) 0; }
.swp-behaviour .swp-section-head{ margin:0 auto clamp(20px,2.5vw,24px); text-align:center; max-width:680px; }
.swp-behaviour .swp-eyebrow{ justify-content:center; }
.swp-behaviour-list{ max-width:640px; margin:0 auto clamp(36px,4.5vw,44px); }
.swp-behaviour-list ul{ list-style:none; margin:0; padding:0; }
.swp-behaviour-list li{ font-size:0.9rem; color:var(--on-cream); padding:10px 0; border-top:1px solid rgba(11,31,51,0.1); }
.swp-behaviour-list li:first-child{ border-top:none; }
.swp-behaviour-note{ text-align:center; font-family:'Playfair Display',serif; font-style:italic; font-size:1.04rem; color:var(--on-cream); max-width:640px; margin:0 auto clamp(20px,2.5vw,24px); }
.swp-behaviour-link{ text-align:center; }
.swp-behaviour-link a{ font-size:0.86rem; color:var(--gold-dark); border-bottom:1px solid var(--gold-dim); padding-bottom:2px; }

/* =========================================================
   13 COMMON SWP MISTAKES
   ========================================================= */
.swp-mistakes{ padding:clamp(64px,9vw,104px) 0; }
.swp-mistakes .swp-section-head{ margin:0 auto clamp(44px,5.5vw,56px); text-align:center; max-width:680px; }
.swp-mistakes .swp-eyebrow{ justify-content:center; }
.swp-mistakes-grid{ display:grid; grid-template-columns:repeat(4,1fr); gap:1px; background:rgba(11,31,51,0.1); border:1px solid rgba(11,31,51,0.1); max-width:1160px; margin:0 auto; }
.swp-mistake-card{ background:#fff; padding:clamp(20px,2.2vw,24px); }
.swp-mistake-num{ font-family:'Playfair Display',serif; font-size:0.8rem; color:var(--gold-dark); margin-bottom:8px; }
.swp-mistake-card h3{ font-size:0.88rem; margin-bottom:6px; }
.swp-mistake-card p{ font-size:0.78rem; line-height:1.5; color:var(--on-cream-mute); }

/* =========================================================
   14 WHO IS SWP FOR — two-column structure
   ========================================================= */
.swp-who{ background:var(--neutral); padding:clamp(64px,9vw,104px) 0; }
.swp-who .swp-section-head{ margin:0 auto clamp(44px,5.5vw,52px); text-align:center; max-width:680px; }
.swp-who .swp-eyebrow{ justify-content:center; }
.swp-who-grid{ display:grid; grid-template-columns:1fr 1fr; gap:clamp(24px,3vw,32px); max-width:1000px; margin:0 auto; }
.swp-who-col{ background:#fff; border:1px solid rgba(11,31,51,0.12); padding:clamp(24px,2.8vw,30px); }
.swp-who-col h3{ font-size:1rem; margin-bottom:16px; }
.swp-who-col.is-care h3{ color:var(--warn); }
.swp-who-col ul{ list-style:none; margin:0; padding:0; }
.swp-who-col li{ display:flex; align-items:flex-start; gap:10px; font-size:0.88rem; color:var(--on-cream); padding:8px 0; border-top:1px solid rgba(11,31,51,0.08); }
.swp-who-col li:first-child{ border-top:none; }
.swp-who-col li svg{ width:14px; height:14px; flex:none; margin-top:3px; color:var(--gold-dark); }
.swp-who-col.is-care li svg{ color:var(--warn); }

/* =========================================================
   15 SWP IS NOT GUARANTEED INCOME — dedicated dark section
   ========================================================= */
.swp-notguaranteed{ background:var(--navy); color:var(--on-navy); padding:clamp(76px,10vw,124px) 0; text-align:center; }
.swp-notguaranteed .swp-wrap{ max-width:760px; }
.swp-notguaranteed h2{ font-size:clamp(1.6rem,3vw,2.1rem); line-height:1.35; color:var(--on-navy); margin-bottom:20px; }
.swp-notguaranteed p{ font-size:1rem; line-height:1.8; color:var(--on-navy-mute); max-width:62ch; margin:0 auto 28px; }
.swp-notguaranteed-list{ display:flex; flex-wrap:wrap; justify-content:center; gap:10px; }
.swp-notguaranteed-list span{ display:inline-flex; align-items:center; gap:8px; font-size:0.86rem; color:var(--on-navy); border:1px solid rgba(201,162,77,0.3); padding:10px 16px; }
.swp-notguaranteed-list svg{ width:14px; height:14px; color:var(--gold); flex:none; }

/* =========================================================
   16 SIGNATURE EVALUATION FRAMEWORK
   ========================================================= */
.swp-framework{ padding:clamp(64px,9vw,104px) 0; }
.swp-framework .swp-section-head{ margin:0 auto clamp(48px,6vw,60px); text-align:center; max-width:680px; }
.swp-framework .swp-eyebrow{ justify-content:center; }
.swp-fw-steps{ display:flex; gap:clamp(10px,1.6vw,20px); max-width:1180px; margin:0 auto; flex-wrap:wrap; }
.swp-fw-step{ flex:1 1 calc(16.66% - 17px); min-width:150px; position:relative; padding-top:40px; }
.swp-fw-step::before{ content:''; position:absolute; top:13px; left:0; right:0; height:1px; background:rgba(11,31,51,0.16); }
.swp-fw-step:first-child::before{ left:50%; }
.swp-fw-step:last-child::before{ right:50%; }
.swp-fw-step-marker{ position:absolute; top:0; left:50%; transform:translateX(-50%); width:28px; height:28px; border-radius:50%; background:var(--navy); color:var(--gold); display:flex; align-items:center; justify-content:center; font-size:0.78rem; font-weight:600; font-family:'Playfair Display',serif; }
.swp-fw-step-icon{ width:42px; height:42px; border-radius:50%; border:1px solid var(--gold-dim); color:var(--gold-dark); display:flex; align-items:center; justify-content:center; margin:0 auto 14px; background:#fff; }
.swp-fw-step-icon svg{ width:18px; height:18px; }
.swp-fw-step h3{ text-align:center; font-size:0.94rem; margin-bottom:7px; }
.swp-fw-step p{ text-align:center; font-size:0.8rem; line-height:1.5; color:var(--on-cream-mute); }

/* =========================================================
   17 OUR APPROACH
   ========================================================= */
.swp-approach{ background:var(--neutral); padding:clamp(64px,9vw,104px) 0; }
.swp-approach .swp-section-head{ margin:0 auto clamp(44px,5.5vw,52px); text-align:center; max-width:680px; }
.swp-approach .swp-eyebrow{ justify-content:center; }
.swp-approach-rail{ display:flex; flex-wrap:wrap; justify-content:center; gap:8px 4px; max-width:900px; margin:0 auto; }
.swp-approach-pill{ display:flex; align-items:center; gap:8px; padding:12px 18px; border:1px solid rgba(11,31,51,0.14); background:#fff; font-size:0.86rem; color:var(--on-cream); }
.swp-approach-pill svg{ width:15px; height:15px; color:var(--gold-dark); flex:none; }
.swp-approach-sep{ display:flex; align-items:center; color:rgba(11,31,51,0.3); }
.swp-approach-sep svg{ width:14px; height:14px; }

/* =========================================================
   18 OUR PERSPECTIVE — dark premium section
   ========================================================= */
.swp-perspective{ position:relative; overflow:hidden; background:var(--navy); color:var(--on-navy); padding:clamp(76px,10vw,124px) 0; text-align:center; }
.swp-perspective-art{ position:absolute; inset:0; opacity:0.09; pointer-events:none; }
.swp-perspective .swp-wrap{ position:relative; max-width:760px; }
.swp-perspective h2{ font-size:clamp(1.6rem,3vw,2.1rem); line-height:1.4; color:var(--on-navy); margin-bottom:22px; }
.swp-perspective p{ font-size:1.02rem; line-height:1.85; color:var(--on-navy-mute); max-width:62ch; margin:0 auto; }

/* =========================================================
   19 RELATED GROW SERVICES
   ========================================================= */
.swp-related{ padding:clamp(56px,7vw,84px) 0; }
.swp-related .swp-section-head{ margin:0 auto clamp(36px,4.5vw,40px); text-align:center; max-width:680px; }
.swp-related .swp-eyebrow{ justify-content:center; }
.swp-related-grid{ display:grid; grid-template-columns:repeat(4,1fr); gap:1px; background:rgba(11,31,51,0.1); border:1px solid rgba(11,31,51,0.1); max-width:1160px; margin:0 auto; }
.swp-related-card{ background:#fff; padding:clamp(20px,2.2vw,24px); }
.swp-related-card h3{ font-size:0.92rem; margin-bottom:8px; }
.swp-related-card p{ font-size:0.8rem; line-height:1.55; color:var(--on-cream-mute); margin-bottom:14px; }
.swp-related-card a{ font-size:0.8rem; color:var(--gold-dark); display:inline-flex; align-items:center; gap:6px; }
.swp-related-card a svg{ width:13px; height:13px; }

/* =========================================================
   20 RESEARCH & EDUCATION
   ========================================================= */
.swp-research{ background:var(--neutral); padding:clamp(64px,9vw,104px) 0; }
.swp-research .swp-section-head{ margin:0 0 clamp(12px,1.6vw,16px); }
.swp-research-note{ font-size:0.86rem; color:var(--on-cream-mute); margin-bottom:clamp(36px,4.5vw,44px); max-width:62ch; }
.swp-research-grid{ display:grid; grid-template-columns:repeat(3,1fr); gap:1px; background:rgba(11,31,51,0.1); border:1px solid rgba(11,31,51,0.1); }
.swp-research-card{ background:#fbfaf8; padding:clamp(20px,2.4vw,24px); display:flex; flex-direction:column; }
.swp-research-card h3{ font-size:0.92rem; line-height:1.4; margin-bottom:10px; color:var(--on-cream-mute); }
.swp-soon{ font-size:0.72rem; font-weight:600; letter-spacing:0.05em; text-transform:uppercase; color:var(--on-cream-mute); display:inline-flex; align-items:center; gap:6px; width:fit-content; margin-top:auto; }
.swp-soon::before{ content:''; width:6px; height:6px; border-radius:50%; background:var(--on-cream-mute); }

/* =========================================================
   21 FAQ
   ========================================================= */
.swp-faq{ padding:clamp(64px,9vw,104px) 0; }
.swp-faq .swp-wrap{ max-width:var(--read); }
.swp-faq .swp-section-head{ margin-bottom:clamp(36px,5vw,48px); }
.swp-faq-list{ border-top:1px solid rgba(11,31,51,0.12); }
.swp-faq-item{ border-bottom:1px solid rgba(11,31,51,0.12); }
.swp-faq-item summary{ list-style:none; cursor:pointer; display:flex; align-items:center; justify-content:space-between; gap:20px; padding:18px 2px; font-size:0.96rem; font-weight:500; color:var(--on-cream); }
.swp-faq-item summary::-webkit-details-marker{ display:none; }
.swp-faq-item[open] .swp-chevron{ transform:rotate(180deg); }
.swp-chevron{ transition:transform .25s ease; color:var(--gold-dark); flex:none; }
.swp-faq-item p{ font-size:0.92rem; line-height:1.7; color:var(--on-cream-mute); max-width:66ch; padding:0 2px 18px; }

/* =========================================================
   22 FINAL CTA
   ========================================================= */
.swp-cta{ position:relative; overflow:hidden; background:var(--navy); color:var(--on-navy); padding:clamp(72px,10vw,120px) 0; text-align:center; }
.swp-cta-art{ position:absolute; inset:0; opacity:0.07; pointer-events:none; }
.swp-cta .swp-wrap{ position:relative; max-width:660px; }
.swp-cta-rule{ width:44px; height:2px; background:var(--gold); margin:0 auto 32px; }
.swp-cta h2{ font-size:clamp(1.6rem,3.2vw,2.15rem); margin-bottom:18px; line-height:1.3; color:var(--on-navy); }
.swp-cta p{ font-size:1.02rem; line-height:1.75; color:var(--on-navy-mute); margin-bottom:36px; }
.swp-cta-actions{ display:flex; gap:22px; justify-content:center; flex-wrap:wrap; }
.swp-wa-icon{ width:16px; height:16px; }

.swp-sticky-cta{ display:none; }

@media (max-width: 980px){
  .swp-question-grid{ grid-template-columns:1fr; }
  .swp-what-grid{ grid-template-columns:repeat(2,1fr); }
  .swp-risks-grid{ grid-template-columns:repeat(2,1fr); }
  .swp-mistakes-grid{ grid-template-columns:repeat(2,1fr); }
  .swp-related-grid{ grid-template-columns:repeat(2,1fr); }
  .swp-research-grid{ grid-template-columns:repeat(2,1fr); }
  .swp-rate-grid{ grid-template-columns:1fr; }
  .swp-fixed-grid{ grid-template-columns:1fr; }
  .swp-who-grid{ grid-template-columns:1fr; }
  .swp-calc-panel{ grid-template-columns:1fr; }
  .swp-calc-inputs{ border-right:none; border-bottom:1px solid rgba(11,31,51,0.12); }
  .swp-calc-stats{ grid-template-columns:1fr 1fr; }
  .swp-how-steps{ flex-wrap:wrap; }
  .swp-how-step{ flex:1 1 calc(33.33% - 14px); margin-bottom:26px; }
  .swp-fw-steps{ flex-wrap:wrap; }
  .swp-fw-step{ flex:1 1 calc(33.33% - 14px); margin-bottom:28px; }

  .swp-sticky-cta{ display:flex; position:fixed; left:0; right:0; bottom:0; z-index:70; background:rgba(7,21,35,0.97); backdrop-filter:blur(8px); border-top:1px solid rgba(201,162,77,0.22); }
  .swp-sticky-cta a{ flex:1; text-align:center; padding:14px 10px; font-size:0.82rem; color:var(--on-navy); min-height:48px; display:flex; align-items:center; justify-content:center; }
  .swp-sticky-cta a:first-child{ border-right:1px solid rgba(201,162,77,0.18); color:var(--gold); font-weight:500; }
  .swp-root{ padding-bottom:56px; }
}
@media (max-width:640px){
  .swp-what-grid, .swp-risks-grid, .swp-mistakes-grid, .swp-related-grid, .swp-research-grid{ grid-template-columns:1fr; }
  .swp-how-step, .swp-fw-step{ flex:1 1 100%; }
  .swp-calc-stats{ grid-template-columns:1fr; }
  .swp-hero-actions, .swp-cta-actions{ flex-direction:column; align-items:flex-start; }
  .swp-cta-actions{ align-items:center; }
}